322 E Jefferson St, Fairmount, IN 46928 Property Records

Grant County property record for 322 E Jefferson St, Fairmount, IN 46928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$191,196 (May 2026)
Tax Bill	$985 (2025)
Deeds & Mortgages	Sep 2008 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024-01026-20`

Property Details

APN / Parcel Number

Primary APN	`024-01026-20`
Alternative APNs	`27-10-29-301-070.000-004` `1029-301-070.000-24` `00001097526`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001097526
Street Address	322 E JEFFERSON ST
City	FAIRMOUNT
State	IN
Zip	46928-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-01-230.01 & 231.01 W 1/2 LOTS 25 & 31 JP WINSLOWS 3RD ADD MP 1029-301-070.000
Legal Subdivision	J P WINSLOWS THIRD ADDITION
Legal Lot Number	25,31
Jurisdiction	GRANT IN
Township / Civil Division	FAIRMOUNT
Census Block Group	3
Census Block	3063
Census Tract	10300

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2008	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRMOUNT STATE BANK
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KAS 1 LLC
May 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	20263287
Record Updated	Oct 29, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008007356
Date	Sep 9, 2008
Instrument	2008-007356

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MARION, IN 46952

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2038

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	May 12, 2026
Property Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009
Document Number	0000003287
Instrument Date	May 7, 2026
Instrument	2026.3287
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003288,
Date	May 12, 2026
Instrument	2026.3288

Lender

Name	FAIRMOUNT STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Apr 27, 2023
Property Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009
Document Number	2023003039
Instrument Date	Apr 26, 2023
Instrument	2023-003039
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009

Mortgage

Document Number	2023003040
Date	Apr 27, 2023
Instrument	2023-003040

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Aug 24, 2021
Property Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009
Document Number	2021007336
Instrument Date	Aug 16, 2021
Instrument	2021-007336
Transaction Type	Transfer
Record Updated	Aug 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009
Investor	Possibly a Property Investor

Mortgage

Document Number	2021007337
Date	Aug 24, 2021
Instrument	2021-007337

Lender

Name	KAS 1 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	May 3, 2019
Property Address	322 E JEFFERSON ST, FAIRMOUNT, IN 46928-2009
Document Number	2019002799
Instrument Date	Apr 24, 2019
Instrument	2019-002799
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 S HILLTOP AVE, FAIRMOUNT, IN 46928-9584

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Fairmount Township
Municipality	Fairmount Town
Unified School District	Madison-Grant United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$985.00 (+12.44%) Homeowner's exemption	$133,100 (+47.72%) Land $10,600 Building $122,500	$133,100 (+47.72%) Land $10,600 Building $122,500
2024	$876.00 (+61.33%)
2023	$543.00 (-18.71%)	$90,100 (+10.28%) Land $10,600 Building $79,500	$90,100 (+10.28%) Land $10,600 Building $79,500
2022	$668.00	$81,700 Land $9,400 Building $72,300	$81,700 Land $9,400 Building $72,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT WATER WORKS serves 2,756 people · EPA ID IN5227005
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Eastern Indiana WiFi, Mercury Fiber, Spectrum, T-Mobile.

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