322 E Gilpin Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 322 E Gilpin Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,224 sqft · built 2022
Lot Size	0.133 acres (5,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Dec 2023)
Tax Bill	$6,118 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more
APN	`44219301`

Property Details

APN / Parcel Number

Primary APN	`44219301`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,224 sqft Living Area
Attic	Attic
Attic Area	880 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,798 sqft (0.133 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	322 E GILPIN AVE
City	NORFOLK
State	VA
Zip	23503-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROOD LAND SURVEYING PC
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	4
Census Block	4003
Census Tract	600

Owner

Source: Norfolk City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2023	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Mar 10, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 9, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Mar 10, 2023 · Amount on Record
Deed Document Number	202321531
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Recording Date	Jun 12, 2026
Property Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508
Document Number	0000011313
Instrument Date	Jun 6, 2026
Instrument	202611313
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508

Mortgage

Document Number	0000011313,
Date	Jun 12, 2026
Instrument	202611313

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Dec 21, 2023
Property Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508
Document Number	0230021531
Instrument Date	Dec 18, 2023
Instrument	230021531
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508

Mortgage

Document Number	0230021532
Date	Dec 21, 2023
Instrument	230021532

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0220008246
Date	Mar 30, 2022
Instrument	220008246

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Mar 10, 2023
Property Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508
Document Number	0230003806
Instrument Date	Mar 3, 2023
Instrument	230003806
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2023
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508

Mortgage

Document Number	0230003807
Date	Mar 10, 2023
Instrument	230003807

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 9, 2022
Property Address	322 E GILPIN AVE, NORFOLK, VA 23503-3508
Document Number	0220003569
Instrument Date	Feb 8, 2022
Instrument	220003569
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 N GREAT NECK RD STE 201, 201, VIRGINIA BEACH, VA 23454-1347

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,118.00 (+3.71%)	$489,500 (+2.06%) Land $110,000 Building $379,500	$489,500 (+2.06%) Land $110,000 Building $379,500
2025	$5,899.00 (+13.44%)	$479,600 (+15.29%) Land $100,100 Building $379,500	$479,600 (+15.29%) Land $100,100 Building $379,500
2023	$5,200.00	$416,000 Land $100,100 Building $315,900	$416,000 Land $100,100 Building $315,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2009–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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