Brunswick County property record for 322 E Dolphin Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,156 sqft · built 2004 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Sep 2021) |
| Tax Bill | $3,045 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 234MB01101 |
| Primary APN | 234MB01101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,156 sqft Heated Area |
| Gross Area | 2,812 sqft |
| 1st Floor Area | 272 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,153 sqft (0.279 acres) |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80116883 |
|---|---|
| Street Address | 322 E DOLPHIN DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-11 B-57 .28 AC WLB PL 2.5/259 |
| Legal Subdivision | WEST LONG BEACH SUBDIVISION |
| Legal Block | 57 |
| Legal Lot Number | 11 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20314 |
322 E Dolphin Dr is owned by two individuals who bought it in September 2021.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3004 DUNKIRK DR, RALEIGH, NC 27613-4384 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on File |
| Deed Sale | Sep 17, 2021 · Amount on File |
| Prior Sale | Aug 1, 2004 · Amount on File |
| Deed Book / Page | 4706 / 776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 17, 2021 |
| Property Address | 322 E DOLPHIN DR, OAK ISLAND, NC 28465 |
| Document Number | 0047060776 |
| Book / Page | 4706 / 776 |
| Map Reference | MB 2 1/2 PG 242 |
| Instrument Date | Sep 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1601 LINVILLE PT, 1601, MORGANTON, NC 28655-8417 |
| Name | Verified Name |
|---|---|
| Address | 3044 DUNKIRK DR, RALEIGH, NC 27613-4384 |
| Document Number | 4706779 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 4706/779 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 322 E DOLPHIN DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046300716 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 4630/716 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 322 E Dolphin Dr was $3,045.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $797,230 (-) Land $300,000 Building $497,230 | $797,230 (-) Land $300,000 Building $497,230 | |
| 2025 | $3,045.00 | $797,230 Land $300,000 Building $497,230 | $797,230 Land $300,000 Building $497,230 |
| 2023 | $797,230 Land $300,000 Building $497,230 | $797,230 Land $300,000 Building $497,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 E Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 E Dolphin Dr is moderate, ranking above 60% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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