322 E Council St, Apt 2B, Salisbury, NC 28144 Property Records

Rowan County property record for 322 E Council St, Apt 2B, Salisbury, NC 28144

Property Summary

Property Type	Condominium
Details	1,672 sqft · built 1999
Lot Size	0.017 acres (757 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Dec 2020)
Tax Bill	$1,058 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010B010`

Property Details

APN / Parcel Number

Primary APN	`010B010`
Alternative APN	`6248128`

Interior

Units	10 Units
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	757 sqft (0.017 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	322 E COUNCIL ST, 2B
City	SALISBURY
State	NC
Zip	28144-5064
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2B
Legal Subdivision	HISTORIC CHEERWINE CONDOMINIUM
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1029
Census Tract	52000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Salisbury Railroad Corridor Historic District listed 1987 · 24 contributing resources · NRIS 86003460

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

322 E Council St, Apt 2B is owned and occupied by two individuals who bought it in December 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 E COUNCIL ST, 2B, SALISBURY, NC 28144-5064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Book / Page	1362 / 70
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 1, 2020
Property Address	322 E COUNCIL ST APT 2B, 2B, SALISBURY, NC 28144-5064
Document Number	0013620070
Book / Page	1362 / 70
Map Reference	MB 9999 PG 68
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 ASBILL AVE, 119, HIGH POINT, NC 27265-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E COUNCIL ST, SALISBURY, NC 28144-5077

Mortgage

Document Number	136271
Date	Dec 1, 2020
Instrument	1362/71

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	9.37%
Index	LIBOR
Max Rate	9.37%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 18, 2019
Property Address	322 E COUNCIL ST APT 2B, 2B, SALISBURY, NC 28144-5064
Document Number	0013340793
Book / Page	1334 / 0793
Map Reference	MB 9999 PG 69
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 CROOKED CREEK LN, 227, CHINA GROVE, NC 28023-5666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E COUNCIL ST APT 2B, 2B, SALISBURY, NC 28144-5064

Mortgage

Document Number	13340794
Date	Sep 18, 2019
Instrument	1334/0794

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 322 E Council St, Apt 2B was $1,058.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,058.00	$143,835 Building $143,835	$143,835 Building $143,835
2023	$1,058.00	$143,835 Building $143,835	$143,835 Building $143,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 E Council St, Apt 2B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 E Council St, Apt 2B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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