322 E Central Blvd, Unit 1604, Orlando, FL 32801 Property Records

Orange County property record for 322 E Central Blvd, Unit 1604, Orlando, FL 32801

Property Summary

Property Type	Condominium
Details	2 bd · 2.25 ba · 1,187 sqft · built 2001
Lot Size	0.654 acres (28,480 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2020)
Tax Bill	$10 (2025)
Deeds & Mortgages	Dec 2022 Transfer Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-9057-01-604`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-9057-01-604`
Alternative APNs	`292225905701604` `367736` `373012` `377422`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Units	257 Units
Building Area	1,187 sqft Living Area
1st Floor Area	1,187 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Concrete
Roof Type	Geodesic/Dome
Roof Material	Asbestos
Lot Area	28,480 sqft (0.654 acres)

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	322 E CENTRAL BLVD, 1604
City	ORLANDO
State	FL
Zip	32801-4350
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	AC-3A/T
Legal Description	WAVERLY ON LAKE EOLA 7465/4621 UNIT 1604
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	WAVERLY ON LAKE EOLA CONDO
Legal Tract	9057
Legal Block	1
Legal Lot Number	604
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3000
Census Tract	18902

Owner

322 E Central Blvd, Unit 1604 is owned and occupied by two individuals who acquired it in December 2022.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 E CENTRAL BLVD, 1604, ORLANDO, FL 32801-4350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 4, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MTG
Jan 9, 2018	Warranty Deed, Transfer · ARM CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Jan 9, 2018 · Amount on File
Deed Document Number	2020409168
Last Transfer Date	Dec 22, 2022
Transfer Doc	0000781101
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 30, 2022
Property Address	322 E CENTRAL BLVD UNIT 1604, 1604, ORLANDO, FL 32801-4350
Document Number	0000781101
Map Reference	MB 7465 PG 4621
Instrument Date	Dec 22, 2022
Instrument	20220781101
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 E CENTRAL BLVD UNIT 1604, 1604, ORLANDO, FL 32801-4350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	322 E CENTRAL BLVD UNIT 1604, 1604, ORLANDO, FL 32801-4350

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 4, 2020
Property Address	322 E CENTRAL BLVD UNIT 1604, 1604, ORLANDO, FL 32801-4350
Document Number	0000409168
Instrument Date	Jul 29, 2020
Instrument	409168
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	CLOSING AGENT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E CENTRAL BLVD #1604 ORLANDO FL 328014350, 1604, ORLANDO, FL 32801-4350

Mortgage

Document Number	409169
Date	Aug 4, 2020
Instrument	409169

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 9, 2018
Property Address	322 E CENTRAL BLVD UNIT 1604, 1604, ORLANDO, FL 32801-4350
Document Number	0000016983
Map Reference	MB 7465 PG 4621
Instrument Date	Dec 29, 2017
Instrument	20180016983
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	832 SAINT ANN ST, 832, NEW ORLEANS, LA 70116-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 POINTE CT # A, A, TALLAHASSEE, FL 32308-6140

Mortgage

Document Number	0000016984
Date	Jan 9, 2018
Instrument	20180016984

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 322 E Central Blvd, Unit 1604 was $10, up 25% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,429 (+2.7%)	$381,230 (-) Building $381,230
2025	$10.00 (+25%) Homeowner's exemption	$299,347	$381,230 Building $381,230
2024	$8.00 (+33.33%)
2023	$6.00 Homeowner's exemption	$282,438 (+3%)	$313,950 (+9.51%) Land $62,790 Building $251,160
2022	$6.00 Homeowner's exemption	$274,212	$286,695 Land $57,339 Building $229,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 E Central Blvd, Unit 1604 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 E Central Blvd, Unit 1604 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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