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322 E Carter St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 322 E Carter St, Lincolnton, NC 28092

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,388 sqft · built 1948
Lot Size0.148 acres (6,447 sqft)
OwnerCompany Name on Record
Last Sale$45,000 (Oct 2020)
Tax Bill$1,948 (2026)
Deeds & MortgagesNov 2021 Sale
Oct 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN3633-02-1186

Property Details

APN / Parcel Number

Primary APN3633-02-1186
Alternative APNs
  • 363317021186
  • 288254
  • 20590

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,388 sqft Total Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,447 sqft (0.148 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number288254
Street Address322 E CARTER ST
CityLINCOLNTON
StateNC
Zip28092-3210
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-10
Legal Description322 E CARTER ST
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group3
Census Block3028
Census Tract70100

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address412 E DIXON ST, LINCOLNTON, NC 28092-2902
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Warranty Deed, Transfer
Oct 5, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 4, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 22, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2020 · Amount on Record
Deed SaleOct 5, 2020 · Amount on Record
Prior SaleAug 25, 2015 · Amount on Record
Deed Document Number2020617334
Deed Book / Page2959 / 105
Prior Transfer DateOct 2, 2018
Prior Transfer Doc27740008
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateNov 30, 2021
Property Address322 E CARTER ST, LINCOLNTON, NC 28092-3210
Document Number3112251
Book / Page3112 / 251
Instrument DateNov 24, 2021
Instrument643451
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E DIXON ST, LINCOLNTON, NC 28092-2902

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateOct 5, 2020
Property Address322 E CARTER ST, LINCOLNTON, NC 28092-3210
Document Number2959105
Book / Page002959 / 000105
Instrument DateOct 5, 2020
Instrument617334
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$90.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 OLIVIA CT STANLEY NC 281649756, STANLEY, NC 28164-9756

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN NC
Recording DateOct 4, 2018
Property Address322 E CARTER ST, LINCOLNTON, NC 28092-3210
Document Number27748
Book / Page002774 / 000008
Instrument DateOct 2, 2018
Instrument584061
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 E CARTER ST LINCOLNTON NC 28092, LINCOLNTON, NC 28092

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN NC
Recording DateJun 22, 2018
Property Address322 E CARTER ST, LINCOLNTON, NC 28092-3210
Document Number2751603
Book / Page002751 / 000603
Instrument DateJun 22, 2018
Instrument579652
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7001 GENE BAXTER LN VALE NC 281687452, VALE, NC 28168-7452

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address322 E CARTER ST, LINCOLNTON, NC 28092-3210
Document Number2689612
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address322 E CARTER ST LINCOLNTON NC 280923210, LINCOLNTON, NC 28092-3210

Mortgage

Document Number2689612
DateAug 30, 2017
Book Page002689/000612
Instrument567411
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 29, 2032

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,948.00$167,058 (-) Land $25,600 Building $141,458$167,058 (-) Land $25,600 Building $141,458
2025$1,948.00 (+2.1%)$167,058 (-) Land $25,600 Building $141,458$167,058 (-) Land $25,600 Building $141,458
2023$1,908.00$167,058 Land $25,600 Building $141,458$167,058 Land $25,600 Building $141,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLNTON
serves 16,309 people · EPA ID NC0155010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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