322 E Cardinal Glen Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 322 E Cardinal Glen Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$261,500 (Sep 2023)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`014-00680-32`

Property Details

APN / Parcel Number

Primary APN	`014-00680-32`
Alternative APN	`53-08-21-401-001.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Terrain	High
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-00680-32
Street Address	322 E CARDINAL GLEN DR
City	BLOOMINGTON
State	IN
Zip	47401-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35PRO6
Legal Description	CARDINAL GLEN PH 1 LOT 32
Legal Subdivision	CAEDINAL GLEN SUB PH I
Legal Lot Number	32
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1010
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
May 26, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 25, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Apr 7, 2015	Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP
Feb 13, 2015	Transfer on Death Deed, Transfer
Jan 26, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Apr 7, 2015 · Amount on Record
Deed Document Number	202349960
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	2015002077
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010029
Date	May 27, 2021
Instrument	2021010029

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	PO BOX 368, BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023005653
Date	May 26, 2023
Instrument	2023005653

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 25, 2023
Property Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238
Document Number	2023011409
Map Reference	CAB C ENV 245
Instrument Date	Sep 22, 2023
Instrument	2023011409
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238

Mortgage

Document Number	2023011410
Date	Sep 25, 2023
Instrument	2023011410

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	2023011411
Date	Sep 25, 2023
Instrument	2023011411

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	BLOOMINGTON, IN 47401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Sep 22, 2032

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 7, 2015
Property Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238
Document Number	2015004294
Map Reference	DOC2015002077
Instrument Date	Apr 2, 2015
Instrument	2015004294
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2015004295
Date	Apr 7, 2015
Instrument	2015004295

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2045

February 2015: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Feb 13, 2015
Property Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238
Document Number	2015002077
Map Reference	CAB C PG 245
Instrument Date	Feb 13, 2015
Instrument	2015002077
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	351 W CHURCH LN, BLOOMINGTON, IN 47403-4608

January 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jan 26, 2011
Property Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238
Document Number	0201101314
Map Reference	CAB C SL245
Instrument Date	Jan 25, 2011
Instrument	201101314
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9238

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,750.00 (+15.13%)	$255,900 (+21.05%) Land $46,900 Building $209,000	$255,900 (+21.05%) Land $46,900 Building $209,000
2024	$1,520.00 (+19.87%)
2023		$211,400 (+12.21%) Land $46,900 Building $164,500	$211,400 (+12.21%) Land $46,900 Building $164,500
2022	$1,268.00 (+17.3%)	$188,400 Land $40,800 Building $147,600	$188,400 Land $40,800 Building $147,600
2021	$1,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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