322 E Bradford Rd, Midland, MI 48640 Property Records

Midland County property record for 322 E Bradford Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1994
Lot Size	13.8 acres (605,048 sqft)
Owner	Individual Name on File
Last Sale	$223,500 (Jun 2021)
Tax Bill	$3,346 (2022)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140-009-100-123-00`

Property Details

APN / Parcel Number

Primary APN	`140-009-100-123-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,624 sqft Living Area

Exterior

Year Built	Built 1994
Lot Area	605,048 sqft (13.8 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	14000910012300
Street Address	322 E BRADFORD RD
City	MIDLAND
State	MI
Zip	48640-9577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG/WD
Legal Description	SEC 09 T13N R1E COM 798 FT E OF N 1/4 COR, TH S 662 FT, W 200 FT, S 661.9 FT, E 729.67 FT, N 661.24 FT, W198 FT, N 261.5 FT,
Legal Range	01E
Legal Township	13N
Legal Section	09
Jurisdiction	MIDLAND MI
Township / Civil Division	MOUNT HALEY
Census Block Group	1
Census Block	1012
Census Tract	291300

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	322 E BRADFORD RD, MIDLAND, MI 48640-9577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage TEAM ONE CU
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Deed Document Number	0016461307
Deed Book / Page	1646 / 1307
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 17, 2021
Property Address	322 E BRADFORD RD, MIDLAND, MI 48640-9577
Document Number	1646/1307
Book / Page	1646 / 1307
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 E BRADFORD RD, 322, MIDLAND, MI 48640-9577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 HOLLYWOOD DR, SALINE, MI 48176-1110

Mortgage

Document Number	16461308
Date	Jun 17, 2021
Instrument	1646/1308

Lender

Name	TEAM ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	322 E BRADFORD RD, MIDLAND, MI 48640-9577
Transaction Type	Mortgage
Record Updated	Jun 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1632/1038
Date	Apr 2, 2020
Book Page	1632/1038

Lender

Name	HORIZON BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Mount Haley Township
Unified School District	Merrill Community Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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