322 E 5th St, Ottumwa, IA 52501 Property Records

Wapello County property record for 322 E 5th St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,336 sqft · built 1910
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,625 (Mar 2016)
Tax Bill	$3,754 (2026)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007411240014000`

Property Details

APN / Parcel Number

Primary APN	`007411240014000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,336 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	254 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	85 sqft
Deck Area	100 sqft
Patio Area	278 sqft
Gazebo	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	322 E 5TH ST
City	OTTUMWA
State	IA
Zip	52501-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTUMWA ORIGINAL LOT 70 BLK 1 (322 E FIFTH)
Legal Subdivision	OTTUMWA ORIG
Legal Block	1,322
Legal Lot Number	70
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1010
Census Tract	960500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fifth Street Bluff Historic District listed 1998 · 43 contributing resources · NRIS 97001606

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 E 5TH ST, OTTUMWA, IA 52501-2715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY 1ST CU
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Prior Sale	Jun 12, 2012 · Amount on Record
Deed Document Number	2016829
Deed Book / Page	2016 / 829
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	322 E 5TH ST, OTTUMWA, IA 52501-2715
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1479
Date	May 11, 2023
Book Page	2023/1479
Instrument	2023 1479

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	322 E 5TH ST, OTTUMWA, IA 52501-2715
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/5401
Date	Nov 16, 2021
Book Page	2021/5401
Instrument	2021 5401

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	322 E 5TH ST, OTTUMWA, IA 52501-2715
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2554
Date	Jul 10, 2020
Book Page	2020/2554
Instrument	2020 2554

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,754.00 (+0.32%)	$198,870 (-) Land $12,590 Building $186,280	$198,870 (-) Land $12,590 Building $186,280
2025		$198,870 (+8.81%) Land $12,590 Building $186,280	$198,870 (+8.81%) Land $12,590 Building $186,280
2024	$3,742.00 (+16.43%)
2023		$182,770 (+27.45%) Land $12,590 Building $170,180	$182,770 (+27.45%) Land $12,590 Building $170,180
2022	$3,214.00	$143,400 Land $12,590 Building $130,810
2021			$143,400 Land $12,590 Building $130,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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