Oakland County property record for 322 E 4th St, Royal Oak, MI 48067
| Property Type | Commercial Office |
|---|---|
| Details | 8,444 sqft · built 1952 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $26,645 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-110-003 |
| Primary APN | 72-25-22-110-003 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 8,444 sqft Total Area |
| 1st Floor Area | 8,444 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 322 E 4TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2706 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | CBD |
| Legal Description | T1N, R11E, SEC 22 FOURTH AVE SUB NO 1 LOTS 682 TO 686 INCL EXC THAT PART OF LOT 682 LYING ELY OF EAST LINE OF BUILDING |
| Legal Range | 11E |
| Legal Township | 1N |
| Legal Section | 22 |
| Legal Subdivision | FOURTH AVE SUB |
| Legal Lot Number | 682-686 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 184400 |
Source: Oakland County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 326 E 4TH ST, 250, ROYAL OAK, MI 48067-2798 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR CAPITAL GROUP LLC |
| Sep 28, 2020 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Nov 25, 2019 | Loan Modification, Mortgage CIBC BK USA |
| Oct 10, 2019 | Loan Modification, Mortgage CIBC BK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 10, 2005 |
| Transfer Doc | 0000235087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 30, 2026 |
| Property Address | 322 E 4TH ST, ROYAL OAK, MI 48067-2706 |
| Document Number | 0000058303 |
| Book / Page | 61154 / 332 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202658303 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000058303, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 61154/332 |
| Instrument | 202658303 |
| Name | FIVE STAR CAPITAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 322 E 4TH ST, ROYAL OAK, MI 48067-2706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 326 E 4TH ST 200, 200, ROYAL OAK, MI 48067-2706 |
| Document Number | 0000196968 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 54894/816 |
| Instrument | 196968 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | ROYAL OAK, MI 48067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 322 E 4TH ST, ROYAL OAK, MI 48067-2706 |
| Document Number | 0000007247 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 326 E 4TH ST #200 ROYAL OAK MI 480672706, 200, ROYAL OAK, MI 48067-2706 |
| Document Number | 0000007247 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 053691/000325 |
| Instrument | 7247 |
| Name | CIBC BK USA |
|---|---|
| Address | 34901 WOODWARD AVE # 200, BIRMINGHAM, MI 48009-0923 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 322 E 4TH ST, ROYAL OAK, MI 48067-2706 |
| Document Number | 0000171441 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 326 E 4TH ST #200 ROYAL OAK MI 480672706, 200, ROYAL OAK, MI 48067-2706 |
| Document Number | 0000171441 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 053383/000720 |
| Instrument | 171441 |
| Name | CIBC BK USA |
|---|---|
| Address | 34901 WOODWARD AVE # 200, BIRMINGHAM, MI 48009-0923 |
| Amount | Amount Recorded |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,645.00 (-14.21%) | $903,950 | $1,807,900 |
| 2024 | $31,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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