322 E 12th St, Wellston, OH 45692 Property Records

Jackson County property record for 322 E 12th St, Wellston, OH 45692

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1992
Lot Size0.228 acres (9,940 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Sep 2023)
Tax Bill$1,485 (2025)
Deeds & MortgagesAug 2020 Line of Credit
May 2014 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNM240300010100

Property Details

APN / Parcel Number

Primary APNM240300010100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2008
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area9,940 sqft (0.228 acres)
Lot Dimensions140 ft deep x 71 ft wide
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address322 E 12TH ST
CityWELLSTON
StateOH
Zip45692-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOWELL LOT #25
JurisdictionJACKSON OH
Township / Civil DivisionWELLSTON
Census Block Group3
Census Block3012
Census Tract957200

Owner

Source: Jackson County records · APN M240300010100

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address322 E 12TH ST, WELLSTON, OH 45692-2404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Line of Credit
THE OHIO VALLEY BANK COMPANY
May 29, 2014Deed of Trust, Mortgage
THE ILTON BANKING CO
Oct 31, 2011Deed of Trust, Mortgage · Line of Credit
THE MILTON BANING CO
Sep 26, 2023Warranty Deed, Transfer · FHA Mortgage
PEOPLES BANK
Mar 23, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIORITY MORTGAGE CORP
Jan 21, 2011Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2023 · Amount on Record
Deed SaleSep 26, 2023 · Amount on Record
Prior SaleMar 23, 2022 · Amount on Record
Deed Document Number20232836
Deed Book / Page175 / 279
Prior Transfer DateNov 02, 2005
Prior Transfer Doc00037/0939
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address322 E 12TH ST, WELLSTON, OH 45692-2404
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyNORWEST TITLE, NORTHWEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 E 12TH ST, WELLSTON, OH 45692-2404

Mortgage

Document Number00149/2589
DateAug 31, 2020
Book Page149/2589
Instrument202000002704
Lender
NameTHE OHIO VALLEY BANK COMPANY
TypeBank
AddressGALLIPOLIS, OH 45631
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 24, 2050

May 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address322 E 12TH ST, WELLSTON, OH 45692-2404
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00103/1139
DateMay 29, 2014
Book Page103/1139
Instrument201400001542
Lender
NameTHE ILTON BANKING CO
Address00000
Agreement
AmountAmount Recorded
Interest
Rate5.74%

October 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address322 E 12TH ST, WELLSTON, OH 45692-2404
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00084/2752
DateOct 31, 2011
Book Page084/2752
Instrument201100003245
Lender
NameTHE MILTON BANING CO
Address00000
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateSep 26, 2023
Property Address322 E 12TH ST, WELLSTON, OH 45692-2404
Document Number000175/279
Book / Page175 / 279
Instrument DateSep 18, 2023
Instrument202302836
Transaction TypeTransfer
Record UpdatedOct 23, 2023
Title CompanyBEST TITLE AGENCY, BESTITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address322 E 12TH ST, WELLSTON, OH 45692-2404

Mortgage

Document Number0202302837
DateSep 26, 2023
Instrument202302837
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateMar 23, 2022
Property Address322 E 12TH ST, WELLSTON, OH 45692-2404
Document Number00163/1322
Book / Page163 / 1322
Instrument DateMar 21, 2022
Instrument202200005652
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 E 12TH ST, WELLSTON, OH 45692-2404

Mortgage

Document Number202200005653
DateMar 23, 2022
Instrument202200005653
Lender
NamePRIORITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

January 2011: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionJACKSON OH
Recording DateJan 21, 2011
Property Address322 E 12TH ST, WELLSTON, OH 45692-2404
Document Number00080/0218
Book / Page080 / 0218
Instrument DateJan 20, 2011
Instrument201100000224
Transaction TypeForeclosure
Record UpdatedJun 02, 2026

Transaction

AmountAmount Recorded
Tax$332.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address2078 TIFFANY LN, JONESBORO, GA 30236-2644
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
MunicipalityWellston City
Unified School DistrictWellston City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,485.00$31,410 (-) Land $5,590 Building $25,820$89,760 (-) Land $15,980 Building $73,780
2023$1,485.00 (+56.15%)$31,410 (+56.11%) Land $5,590 Building $25,820
2022$951.00$20,120 Land $4,800 Building $15,320
2020$89,760 Land $15,980 Building $73,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (39079C), updated December 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390799572003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 295 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Cincinnati Bell
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemWELLSTON CITY PWS
serves 5,846 people
Water SourceSurface water
Last State InspectionMar 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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