322 Deer Springs Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 322 Deer Springs Loop, Georgetown, SC 29440

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 1,421 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Nov 2014)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0204200028.08.00`

Property Details

APN / Parcel Number

Primary APN	`0204200028.08.00`
Alternative APNs	`02-0420-028-08-00` `32475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Total Area
Gross Area	1,845 sqft
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	32475
Street Address	322 DEER SPRINGS LOOP
City	GEORGETOWN
State	SC
Zip	29440-8976
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 1 SEC B PLAT 9-169
Legal Subdivision	ANDO
Legal Lot Number	1
Jurisdiction	GEORGETOWN SC
Township / Civil Division	ANDREWS
Census Block Group	1
Census Block	1025
Census Tract	920203

Owner

Source: Georgetown County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 DEER SPRINGS LOOP, GEORGETOWN, SC 29440-8976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Jul 18, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 14, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 30, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2014 · Amount on Record
Deed Sale	Nov 20, 2014 · Amount on Record
Prior Sale	Mar 29, 1999 · Amount on Record
Deed Document Number	201410228
Deed Book / Page	2473 / 294
Prior Transfer Date	Apr 4, 2007
Prior Transfer Doc	00463/0078
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	322 DEER SPRINGS LOOP, GEORGETOWN, SC 29440-8976
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 DEER SPRINGS LOOP, GEORGETOWN, SC 29440-8976

Mortgage

Document Number	RB4958/0326
Date	Feb 10, 2026
Book Page	RB4958/326
Instrument	2026001267

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	322 DEER SPRINGS LOOP, GEORGETOWN, SC 29440-8976
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04233/0143
Date	Oct 25, 2021
Book Page	4233/143
Instrument	202100015721

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	322 DEER SPRINGS LOOP, GEORGETOWN, SC 29440-8976
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04385/0208
Date	Jul 18, 2022
Book Page	4385/208
Instrument	202200009020

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	322 DEER SPRINGS LOOP, GEORGETOWN, SC 29440-8976
Document Number	3625/0320
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 DEER SPRINGS LOOP GEORGETOWN SC 294408976, GEORGETOWN, SC 29440-8976

Mortgage

Document Number	3625/0320
Date	Oct 25, 2019
Book Page	003625/000320
Instrument	10729

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	322 DEER SPRINGS LOOP, GEORGETOWN, SC 29440-8976
Document Number	3244/0057
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 DEER SPRINGS LOOP GEORGETOWN SC 294408976, GEORGETOWN, SC 29440-8976

Mortgage

Document Number	3244/0057
Date	Apr 9, 2018
Book Page	003244/000057
Instrument	3131

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Veteran's exemption	$176,600 (+34.91%) Land $10,500 Building $166,100
2023	Additional exemption filed	$130,900 Land $10,500 Building $120,400

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 95% of South Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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