322 Covington Cv, Madison, MS 39110 Property Records

Madison County property record for 322 Covington Cv, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,621 sqft · built 2015
Lot Size0.243 acres (10,593 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Jul 2017)
Tax Bill$4,571 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN081E-22-260

Property Details

APN / Parcel Number

Primary APN081E-22-260
Alternative APN
  • 53436

Interior

Full Baths5 Baths
Stories1 Story
Building Area3,621 sqft Adjusted Area
Gross Area2,265 sqft
1st Floor Area2,265 sqft
2nd Floor Area680 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,593 sqft (0.243 acres)
Patio Area210 sqft

Location & Zoning

Account Number53436
Street Address322 COVINGTON CV
CityMADISON
StateMS
Zip39110-4570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT C-31 COVINGTON - BLK C PH III @ REUNION E@182
Legal Range01E
Legal Township08N
Legal Section22
Legal SubdivisionCOVINGTON BLK C PH 3 REUNION
Legal Phase3
Legal BlockC
Legal Lot NumberC-31
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group3
Census Block3017
Census Tract30301

Owner

Source: Madison County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address322 COVINGTON CV, MADISON, MS 39110-4570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 6, 2017Warranty Deed, Transfer
FIDELITY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2017 · Amount on Record
Deed SaleJul 6, 2017 · Amount on Record
Prior SaleAug 8, 2014 · Amount on Record
Deed Document Number2017815782
Deed Book / Page3497 / 19
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address322 COVINGTON CV, MADISON, MS 39110-4570
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 COVINGTON CV, MADISON, MS 39110-4570

Mortgage

Document Number4027/639
DateApr 23, 2021
Book Page4027/639
Instrument924386
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateJul 6, 2017
Property Address322 COVINGTON CV, MADISON, MS 39110-4570
Document Number0000815782
Book / Page003497 / 000019
Instrument DateJun 30, 2017
Instrument815782
Transaction TypeTransfer
Record UpdatedAug 3, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 COVINGTON CV MADISON MS 391104570, MADISON, MS 39110-4570

Mortgage

Document Number815783
DateJul 6, 2017
Book Page003497/000021
Instrument815783
Lender
NameFIDELITY BK
TypeBank
AddressMANDEVILLE, LA 70471
Agreement
AmountAmount Recorded
Term360 Months
DueJul 5, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,571.00 Homeowner's exemption$41,806 (-)$418,060 (-) Land $75,000 Building $343,060
2024$4,571.00 (-16.1%)
2023$5,448.00 Homeowner's exemption$41,806$418,060 Land $75,000 Building $343,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
335 / 192
T-Mobile
Fixed Wireless
100 / 20

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