322 Co Rd 706, Athens, TN 37303 Property Records

McMinn County property record for 322 Co Rd 706, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,058 sqft · built 1930
Lot Size	4.09 acres (178,160 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Dec 2025)
Tax Bill	$297 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054074 07802`

Property Details

APN / Parcel Number

Primary APN	`054074 07802`
Alternative APN	`074 07802`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,058 sqft Living Area
Basement Area	212 sqft
Finished Basement	212 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1973
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	178,160 sqft (4.09 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	344 sqft
Shed	1 Shed
Shed Area	448 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 COUNTY ROAD 706
City	ATHENS
State	TN
Zip	37303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 DIST:05 MAP REF:074
Legal Lot Number	1
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	970801

Owner

322 Co Rd 706 is owned by an individual who bought it in December 2025.

Source: McMinn County records, as of February 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3045 S PARKER RD # B-100, B-100, AURORA, CO 80014-2900
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Deed Document Number	270254
Deed Book / Page	24X / 901
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 18, 2025
Property Address	322 COUNTY ROAD 706, ATHENS, TN 37303
Document Number	000024X901
Book / Page	24X / 901
Map Reference	CAB L PG 79
Instrument Date	Dec 18, 2025
Instrument	270254
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	CLEVELAND ABSTRACT AND TITLE INSURANCE, CLEVELAND ABSTRACT & TTL INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 S PARKER RD # B-100, B-100, AURORA, CO 80014-2900

Mortgage

Document Number	0000270268
Date	Dec 18, 2025
Instrument	270268

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 322 Co Rd 706 was $297.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00	$27,475 (-) Land $12,225 Building $15,250
2024	$297.00	$27,475 Land $12,225 Building $15,250
2023			$109,900 Land $48,900 Building $61,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 322 Co Rd 706 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Co Rd 706 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Spectrum, T-Mobile, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 706

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