322 Clydia Ct, Middletown, DE 19709 Property Records

New Castle County property record for 322 Clydia Ct, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,911 sqft · built 2021
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,374 (Feb 2021)
Tax Bill	$292 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-053.00-029`

Property Details

APN / Parcel Number

Primary APN	`23-053.00-029`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,911 sqft Living Area
1st Floor Area	2,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 CLYDIA CT
City	MIDDLETOWN
State	DE
Zip	19709-8791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23R-1B
Legal Subdivision	ESTATES AT ST ANNES
Legal Lot Number	28
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2000
Census Tract	16806

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 CLYDIA CT, MIDDLETOWN, DE 19709-8791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 8, 2021	Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Aug 8, 2018	Grant Deed, Mortgage · Line of Credit M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	202116309
Prior Transfer Date	Jun 15, 2015
Prior Transfer Doc	0000029459
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	322 CLYDIA CT, MIDDLETOWN, DE 19709-8791
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142096
Date	Dec 10, 2021
Instrument	20211210-0142096

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Feb 8, 2021
Property Address	322 CLYDIA CT, MIDDLETOWN, DE 19709-8791
Document Number	0000016309
Map Reference	DOC 20060912-0087032
Instrument Date	Feb 4, 2021
Instrument	20210208-0016309
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CLYDIA CT, MIDDLETOWN, DE 19709-8791

Mortgage

Document Number	0000016313
Date	Feb 8, 2021
Instrument	20210208-0016313

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 8, 2018
Property Address	322 CLYDIA CT, MIDDLETOWN, DE 19709-8791
Instrument Date	Aug 2, 2018
Instrument	40106
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740

Mortgage

Document Number	0000040106
Date	Aug 8, 2018
Instrument	40106

Lender

Name	M&T BK
Type	Bank
Address	ONE M&T PLZ, BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Middletown Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$292.00 (-93.95%)	$777,300 (+396.04%) Land $153,500 Building $623,800
2024			$677,340
2023	$4,825.00 (+0.15%)	$156,700 (-) Land $16,700 Building $140,000
2022	$4,818.00	$156,700 Land $16,700 Building $140,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Breezeline.

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