Mitchell County property record for 322 Cliff Buchanan Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1970 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (May 2025) |
| Tax Bill | $947 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0779-00-79-6944 |
| Primary APN | 0779-00-79-6944 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Lot Area | 30,928 sqft (0.71 acres) |
| Heating System | Space Heater |
|---|
| Account Number | 555785857 |
|---|---|
| Street Address | 322 CLIFF BUCHANAN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATOE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950400 |
Source: Mitchell County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 CLIFF BUCHANAN RD, SPRUCE PINE, NC 28777-6103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | Nov 19, 2019 · Amount on Record |
| Deed Document Number | 2025000780 |
| Deed Book / Page | 678 / 572 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 19, 2019 |
| Property Address | 322 CLIFF BUCHANAN RD, SPRUCE PINE, NC 28777-6103 |
| Document Number | 608/043 |
| Book / Page | 608 / 043 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 2019002094 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 N HIGHLAND AVE, CLEARWATER, FL 33755-5716 |
| Document Number | 2019002095 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019002095 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Mitchell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $947.00 (+1.61%) | $148,000 (-) Land $23,100 Building $124,900 |
| 2023 | $932.00 | $148,000 Land $23,100 Building $124,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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