322 Clay St, Labelle, FL 33935 Property Records

Hendry County property record for 322 Clay St, Labelle, FL 33935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1990
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2020)
Tax Bill	$636 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-29-43-01-010-0055-0070`

Property Details

APN / Parcel Number

Primary APN	`2-29-43-01-010-0055-0070`
Alternative APNs	`201432901000550070` `30820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	1,833 sqft
1st Floor Area	1,593 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Lot Width	222 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	429 sqft
Shed	1 Shed
Shed Area	154 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	30820
Street Address	322 CLAY ST
City	LABELLE
State	FL
Zip	33935-4854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LB-R-1
Legal Description	LA BELLE BLK 55 LA BELLE HIGHLANDS S/D LOTS 18 TO 21 + E 1/2 OF LOT 22
Legal Range	29
Legal Township	43
Legal Section	01
Legal Subdivision	LA BELLE HIGHLANDS S/D BLKS 55-58
Legal Block	55
Legal Lot Number	7
Jurisdiction	HENDRY FL
Township / Civil Division	LABELLE
Census Block Group	2
Census Block	2030
Census Tract	403

Owner

322 Clay St is owned and occupied by two individuals who bought it in September 2020.

Source: Hendry County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 CLAY ST, LABELLE, FL 33935-4854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Jun 21, 2013 · Amount on File
Deed Document Number	20209663
Deed Book / Page	983 / 379
Prior Transfer Date	Mar 10, 2015
Prior Transfer Doc	0008881905
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRY FL
Recording Date	Sep 11, 2020
Property Address	322 CLAY ST, LABELLE, FL 33935-4854
Document Number	0009830379
Book / Page	983 / 379
Map Reference	MB 1 PG 30
Instrument Date	Sep 10, 2020
Instrument	202026009663
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12477 FITZROY ST, 12477, ODESSA, FL 33556-3740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CLAY ST, LABELLE, FL 33935-4854

Mortgage

Document Number	983386
Date	Sep 11, 2020
Instrument	983/386

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 322 Clay St was $636 with exemptions applied.

Source: Hendry County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hendry County
Municipality	LaBelle City
Unified School District	Hendry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$636.00 Homeowner's exemption Veteran's exemption	$181,864	$299,147 Land $62,112 Building $237,035
2023	$373.00 Senior Citizen's exemption	$171,591 (+3%)	$258,296 (+34%) Land $46,584 Building $211,712
2022	$373.00 Senior Citizen's exemption	$166,593	$192,765 Land $33,275 Building $159,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	7 (2017–2024)
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Clay St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LABELLE serves 6,790 people · EPA ID FL5260050
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clay St

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