Niagara County and Lockport City property record for 322 Chestnut St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,440 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Mar 2019) |
| Tax Bill | $3,532 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0896.000 |
| Primary APN | 1-0896.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 904 sqft |
| 2nd Floor Area | 536 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1-0896.000 |
|---|---|
| Street Address | 322 CHESTNUT ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 23800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowertown Historic District listed 1973 · 111 contributing resources · NRIS 73001225 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
322 Chestnut St is owned and occupied by an individual who acquired it in August 2019.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 CHESTNUT ST, LOCKPORT, NY 14094-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 29, 2019 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Mar 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on File |
| Deed Sale | Mar 29, 2019 · Amount on File |
| Prior Sale | Mar 31, 1999 · Amount on File |
| Deed Document Number | 20194688 |
| Last Transfer Date | Aug 21, 2019 |
| Transfer Doc | 0000005789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 322 CHESTNUT ST, LOCKPORT, NY 14094-3012 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 322 CHESTNUT ST, LOCKPORT, NY 14094-3012 |
| Document Number | 0000005823 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024-05823 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Mar 29, 2019 |
| Property Address | 322 CHESTNUT ST, LOCKPORT, NY 14094-3012 |
| Document Number | 0000004688 |
| Map Reference | MB 2 PG 2433 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2019-04688 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 CHESTNUT ST, 322, LOCKPORT, NY 14094-3012 |
| Name | Verified Name |
|---|---|
| Address | 319 ZIMMERMAN BLVD, BUFFALO, NY 14223-1023 |
| Document Number | 0000004689 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019-04689 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Mar 12, 2018 |
| Property Address | 322 CHESTNUT ST, LOCKPORT, NY 14094-3012 |
| Document Number | 0000004033 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 4033 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 CHESTNUT ST LOCKPORT NY 140943012, LOCKPORT, NY 14094-3012 |
The 2026 property tax bill for 322 Chestnut St was $3,532, down 18.7% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,532.00 (-18.69%) | ||
| 2025 | $4,344.00 | $133,000 Land $6,100 Building $126,900 | $133,000 Land $6,100 Building $126,900 |
| 2023 | $122,000 Land $6,100 Building $115,900 | $122,000 Land $6,100 Building $115,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 322 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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