322 Cherry Bark Loop, Clayton, NC 27527 Property Records

Johnston County property record for 322 Cherry Bark Loop, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,190 sqft · built 2020
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,500 (Jan 2021)
Tax Bill	$4,523 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05I04056N`

Property Details

APN / Parcel Number

Primary APN	`05I04056N`
Alternative APN	`2000235360`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,190 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2000235360
Street Address	322 CHERRY BARK LOOP
City	CLAYTON
State	NC
Zip	27527-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 18 ORCHARDS AT SUMMERLYN PH 2A 88/132-133
Legal Subdivision	ORCHARDS/SUMMERLYN SUB PH 2A
Legal Phase	2A
Legal Lot Number	18
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5000
Census Tract	40903

Owner

Source: Johnston County records, as of October 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	322 CHERRY BARK LOOP, CLAYTON, NC 27527-9523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE HM LNDG
Jan 14, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC
Dec 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	0005811100
Deed Book / Page	5811 / 100
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	322 CHERRY BARK LOOP, CLAYTON, NC 27527-9523
Document Number	0000727720
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CHERRY BARK LOOP CLAYTON NC 27527, CLAYTON, NC 27527

Mortgage

Document Number	0000727720
Date	Jan 14, 2021
Book Page	005811/000102
Instrument	727720

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 14, 2021
Property Address	322 CHERRY BARK LOOP, CLAYTON, NC 27527-9523
Document Number	0000727719
Book / Page	5811 / 100
Map Reference	MB 88 PG 132
Instrument Date	Jan 8, 2021
Instrument	2021727719
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$667.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 CHERRY BARK LOOP, CLAYTON, NC 27527-9523

Mortgage

Document Number	0000727720
Date	Jan 14, 2021
Instrument	2021727720

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 13, 2019
Property Address	322 CHERRY BARK LOOP, CLAYTON, NC 27527-9523
Document Number	0000639531
Book / Page	005487 / 000085
Instrument Date	Dec 13, 2019
Instrument	639531
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$260.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 31, 2019
Property Address	322 CHERRY BARK LOOP, CLAYTON, NC 27527-9523
Document Number	0000641595
Book / Page	005498 / 000374
Instrument Date	Dec 13, 2019
Instrument	641595
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$260.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,523.00	$350,650 Land $46,000 Building $304,650	$350,650 Land $46,000 Building $304,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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