322 Cherokee Rd, Joppa, AL 35087 Property Records

Morgan County property record for 322 Cherokee Rd, Joppa, AL 35087

Property Summary

Property Type	Mobile Home
Details	1 ba · 924 sqft · built 2018
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$3,500 (Dec 2015)
Tax Bill	$86 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-07-25-0-000-033.004`

Property Details

APN / Parcel Number

Primary APN	`21-07-25-0-000-033.004`
Alternative APNs	`165524` `45600`

Interior

Full Baths	1 Bath
Building Area	924 sqft Adjusted Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Account Number	165524
Street Address	322 CHEROKEE RD
City	JOPPA
State	AL
Zip	35087-6021
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM AT SE COR OF SW 25 T8S R1W TH N 1640'S; TH W 1280'S TO NW LINE OF A CO RD. TH TO POB, T H N 280'; TH SE'LY 175' TO W'LY L
Legal Range	1W
Legal Township	8S
Legal Section	25
Legal Subdivision	WESTMEAD 22
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	2
Census Block	2078
Census Tract	5601

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 CHEROKEE RD, JOPPA, AL 35087-6021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2015 · Amount on Record
Deed Sale	Dec 7, 2015 · Amount on Record
Deed Book / Page	2015 / 10488
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	322 CHEROKEE RD, JOPPA, AL 35087-6021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/33692
Date	Oct 4, 2019
Book Page	2019/33692

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$86.00	$3,670 (-) Land $530 Building $3,140	$36,700 (-) Land $5,300 Building $31,400
2024		$3,670 (-) Land $530 Building $3,140	$36,700 (-) Land $5,300 Building $31,400
2023	$86.00 Homeowner's exemption	$3,670 (-) Land $530 Building $3,140	$36,700 (-) Land $5,300 Building $31,400
2022	$86.00 Homeowner's exemption	$3,670 Land $530 Building $3,140	$36,700 Land $5,300 Building $31,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20