322 Charles Ave, Manteca, CA 95336 Property Records

San Joaquin County property record for 322 Charles Ave, Manteca, CA 95336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,921 sqft · built 1958
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$357,000 (Sep 2017)
Tax Bill	$4,569 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`223-395-250-000`

Property Details

APN / Parcel Number

Primary APN	`223-395-250-000`
Alternative APN	`223-395-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,921 sqft Living Area
1st Floor Area	1,921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	223-395-25
Street Address	322 CHARLES AVE
City	MANTECA
State	CA
Zip	95336-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMOS MANOR 04 MAP E4 50-54 LOT 96
Legal Subdivision	RAYMUS MANOR 04
Legal Block	1
Legal Lot Number	96
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1025
Census Tract	5140

Owner

322 Charles Ave is owned and occupied by an individual who bought it in September 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	322 CHARLES AVE, MANTECA, CA 95336-4104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 5, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jul 3, 2019	Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
Sep 11, 2017	Grant Deed, Transfer · FHA Mortgage PACIFIC FUNDING GROUP
Sep 11, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2017 · Amount on File
Deed Sale	Sep 11, 2017 · Amount on File
Deed Document Number	2017104255
Prior Transfer Date	Aug 29, 2017
Prior Transfer Doc	0000104256
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	322 CHARLES AVE, MANTECA, CA 95336-4104
Document Number	0000028831
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	322 CHARLES AVE MANTECA CA 953364104, MANTECA, CA 95336-4104

Mortgage

Document Number	0000028831
Date	Mar 5, 2020
Instrument	28831

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	322 CHARLES AVE, MANTECA, CA 95336-4104
Document Number	0000028830
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	322 CHARLES AVE MANTECA CA 953364104, MANTECA, CA 95336-4104

Mortgage

Document Number	0000028830
Date	Mar 5, 2020
Instrument	28830

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	322 CHARLES AVE, MANTECA, CA 95336-4104
Document Number	0000073731
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	322 CHARLES AVE MANTECA CA 953364104, MANTECA, CA 95336-4104

Mortgage

Document Number	0000073731
Date	Jul 12, 2019
Instrument	73731

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 11, 2017
Property Address	322 CHARLES AVE, MANTECA, CA 95336-4104
Document Number	0000104255
Map Reference	VOL14 PG123
Instrument Date	Aug 29, 2017
Instrument	2017-104255
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CHARLES AVE, MANTECA, CA 95336-4104

Mortgage

Document Number	0000104257
Date	Sep 11, 2017
Instrument	2017-104257

Lender

Name	PACIFIC FUNDING GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Mortgage

Document Number	0000104258
Date	Sep 11, 2017
Instrument	2017-104258

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Negative Amortization
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 11, 2017
Property Address	322 CHARLES AVE, MANTECA, CA 95336-4104
Document Number	0000104256
Instrument Date	Aug 29, 2017
Instrument	104256
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	322 CHARLES AVE MANTECA CA 953364104, MANTECA, CA 95336-4104

Tax Assessment & Valuation

The 2026 property tax bill for 322 Charles Ave was $4,569, up 1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,569.00 (+0.95%)
2025	$4,526.00	$406,199 Land $68,267 Building $337,932
2023	$4,346.00 (+1.52%)	$390,427 Land $65,617 Building $324,810	$504,270
2022	$4,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Charles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, unWired Broadband.

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