Okaloosa County property record for 322 Cedar St, Destin, FL 32541 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,803 sqft · built 1983 |
| Lot Size | 0.234 acres (10,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,500 (Nov 2006) |
| Tax Bill | $1,532 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4328-1 |
| Primary APN | C56-000-590-4328-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,803 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,198 sqft (0.234 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 322 CEDAR ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELL-AIRE GARDENS LOT 20 BLK E |
| Legal Subdivision | AIRE GARDENS |
| Legal Block | E |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 23305 |
Source: Okaloosa County records · APN C56-000-590-4328-1
Assessment roll updated December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 CEDAR ST, DESTIN, FL 32541-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2006 · Amount on Record |
| Deed Sale | Nov 08, 2006 · Amount on Record |
| Prior Sale | Dec 27, 2000 · Amount on Record |
| Deed Document Number | 20062375699 |
| Deed Book / Page | 2747 / 2353 |
| Prior Transfer Date | Apr 01, 2002 |
| Prior Transfer Doc | 0001913266 |
| Record Updated | Sep 20, 2026 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,532.00 (+6.54%) Homeowner's exemption | $168,474 (+5.99%) | $333,665 (+3.98%) Land $129,985 Building $203,680 |
| 2023 | $1,438.00 (+3.01%) Homeowner's exemption | $158,957 (+3%) | $320,886 (+7.77%) Land $117,943 Building $202,943 |
| 2022 | $1,396.00 Homeowner's exemption | $154,327 | $297,741 Land $107,221 Building $190,520 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 25 of 29 |
| Most Recent Claim | Apr 2021, other causes |
| Named Events |
|
| Nearby Flood Policies | 100 in force 50 of 100 on primary residences |
| Flood Insurance Cost | Premium on Record median of 100 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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