322 Carpenter Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 322 Carpenter Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$450 (Jun 2022)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1719-00-43-8482`

Property Details

APN / Parcel Number

Primary APN	`1719-00-43-8482`
Alternative APNs	`555781678` `555784379`

Exterior

Lot Area	55,321 sqft (1.27 acres)

Location & Zoning

Account Number	555784379
Street Address	322 CARPENTER RD
City	SPRUCE PINE
State	NC
Zip	28777-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARPENTER ROAD
Legal Subdivision	HOWELL REAL ESTTE CO INC
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3000
Census Tract	950400

Owner

Source: Mitchell County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 CARPENTER RD, SPRUCE PINE, NC 28777-5556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Apr 11, 2022	Intrafamily Transfer, Transfer
Sep 4, 2018	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20221991
Deed Book / Page	645 / 814
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	000642/504
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jun 30, 2022
Property Address	322 CARPENTER RD, SPRUCE PINE, NC 28777-5556
Document Number	000645/814
Book / Page	645 / 814
Instrument Date	Jun 28, 2022
Instrument	2022001991
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 CARPENTER RD, 322, SPRUCE PINE, NC 28777-5556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CARPENTER RD, SPRUCE PINE, NC 28777-5556

Mortgage

Document Number	2022001992
Date	Jun 30, 2022
Instrument	2022001992

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Apr 11, 2022
Property Address	322 CARPENTER RD, SPRUCE PINE, NC 28777-5556
Document Number	000642/504
Book / Page	642 / 504
Instrument Date	Apr 8, 2022
Instrument	2022000997
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 MURPHY RD, 360, SPRUCE PINE, NC 28777-6135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CARPENTER RD, SPRUCE PINE, NC 28777-5556

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 4, 2018
Property Address	322 CARPENTER RD, SPRUCE PINE, NC 28777-5556
Document Number	594/638
Book / Page	594 / 638
Instrument Date	Aug 30, 2018
Instrument	2018001536
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OLD GREENLEE RD, MARION, NC 28752-1469

Mortgage

Document Number	2018001537
Date	Sep 4, 2018
Instrument	2018001537

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,280.00 (+1.59%)	$200,000 (-) Land $24,200 Building $175,800
2023	$1,260.00	$200,000 Land $24,200 Building $175,800	$200,000 Land $24,200 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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