Lorain County property record for 322 Carol Ln, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,086 sqft Living Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,900 (1995) |
| Tax Bill | $3,803.00 (2025) |
| Primary APN | 10-00-005-101-451 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 2,570 sqft Gross Area |
| 1st Floor | 936 sqft 1st Floor |
| Upper Floors | 154 sqft Upper Floors |
| Basement Area | 780 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 16,553 sqft (0.38 acres) |
| Depth X Width | 225 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 168 sqft Patio |
| Porch Area | 90 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 322 CAROL LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8836 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS 6 FRNT 0075.00 DPTH 0225.24 |
| Legal Subdivision | UNIVERSITY OAKS 6 |
| Legal Block | 101 |
| Legal Lot Number | 160 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-451
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 CAROL LN, ELYRIA, OH 44035-8836 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 1995 · Amount on Record |
| Deed Sale | Jan 05, 1995 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 322 CAROL LN, ELYRIA, OH 44035-8836 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000080695 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-0080695 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 322 CAROL LN, ELYRIA, OH 44035-8836 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000865215 |
|---|---|
| Date | Mar 03, 2022 |
| Instrument | 2022-0865215 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2037 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,803.00 Homeowner's exemption | $80,750 (%) Land $17,640 Building $63,110 | $230,720 (-) Land $50,400 Building $180,320 |
| 2024 | $3,803.00 (+5.23%) | $80,752 (+21.74%) Land $17,640 Building $63,112 | $230,720 (+21.74%) Land $50,400 Building $180,320 |
| 2023 | $3,614.00 (+0.36%) | $66,333 (-0.01%) Land $15,558 Building $50,775 | $189,520 (-) Land $44,450 Building $145,070 |
| 2022 | $3,601.00 | $66,340 Land $15,560 Building $50,780 | |
| 2021 | $189,520 Land $44,450 Building $145,070 |
322 Carol Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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