322 Carlson Ct, Vista, CA 92083 Property Records

San Diego County property record for 322 Carlson Ct, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1995
Lot Size	0.217 acres (9,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,000 (May 1996)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Jul 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-412-12-00`

Property Details

APN / Parcel Number

Primary APN	`166-412-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,466 sqft (0.217 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	322 CARLSON CT
City	VISTA
State	CA
Zip	92083-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 TR 012739
Legal Subdivision	VISTA #89-19
Legal Tract	012739
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3003
Census Tract	18519

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 CARLSON CT, VISTA, CA 92083-5138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Jul 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 1996 · Amount on Record
Deed Sale	May 2, 1996 · Amount on Record
Prior Sale	Mar 25, 1994 · Amount on Record
Deed Document Number	1996223863
Prior Transfer Date	Apr 11, 1996
Prior Transfer Doc	0000223862
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 CARLSON CT, VISTA, CA 92083-5138
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 CARLSON CT, VISTA, CA 92083-5138

Mortgage

Document Number	0000270416
Date	Apr 7, 2021
Instrument	2021-0270416

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.34%
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	12.3%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 CARLSON CT, VISTA, CA 92083-5138
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CARLSON CT, VISTA, CA 92083-5138

Mortgage

Document Number	0000286497
Date	Jul 13, 2022
Instrument	2022-0286497

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 CARLSON CT, VISTA, CA 92083-5138
Document Number	0000431224
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 CARLSON CT VISTA CA 920835138, VISTA, CA 92083-5138

Mortgage

Document Number	0000431224
Date	Sep 20, 2017
Instrument	431224

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.57%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 CARLSON CT, VISTA, CA 92083-5138
Document Number	0000431223
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 CARLSON CT VISTA CA 920835138, VISTA, CA 92083-5138

Mortgage

Document Number	0000431223
Date	Sep 20, 2017
Instrument	431223

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.57%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,939 (+2%) Land $111,232 Building $234,707
2025	$4,534.00 (+7.21%) Homeowner's exemption	$339,156 (+4.04%) Land $109,051 Building $230,105
2023	$4,229.00 (+0.26%) Homeowner's exemption	$325,988 Land $104,817 Building $221,171
2022	$4,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile.

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