Stearns County property record for 322 Bus 23 E, Paynesville, MN 56362
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1940 |
| Lot Size | 0.528 acres (22,999 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,494 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-38943-0000 |
| Primary APN | 70-38943-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,176 sqft |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,999 sqft (0.528 acres) |
| Lot Dimensions | 211 ft deep x 109 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 322 BUSINESS 23 E |
|---|---|
| City | PAYNESVILLE |
| State | MN |
| Zip | 56362-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W109' OF E198' OF LOT 1 & N 45.5' OF W109' OF E198' OF LOT 2 GILBERT'S 4TH ADD SECTION 16 TOWNSHIP 122 RANGE 032 GILBERT'S |
| Legal Range | 32W |
| Legal Township | 122 |
| Legal Section | 16 |
| Legal Subdivision | GILBERTS 4TH ADD |
| Legal Lot Number | 1-2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | PAYNESVILLE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11000 |
322 Bus 23 E is owned and occupied by an individual.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 BUSINESS 23 E, PAYNESVILLE, MN 56362-4110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 322 Bus 23 E was $1,494.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Paynesville City |
| Unified School District | Paynesville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,494.00 | $149,400 (+3.61%) Land $29,900 Building $119,500 | $149,400 (+3.61%) Land $29,900 Building $119,500 |
| 2025 | $144,200 Land $28,500 Building $115,700 | $144,200 Land $28,500 Building $115,700 | |
| 2023 | $1,332.00 | $128,600 Land $30,400 Building $98,200 | $128,600 Land $30,400 Building $98,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Bus 23 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 322 Bus 23 E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Paynesville serves 2,575 people · EPA ID MN1730018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Broadband Fiber | 1,000 / 1,000 |
| Meeker Cooperative Light & Power Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Intrepid Fiber Networks, Verizon.
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