322 Brackett St, Charlotte, MI 48813 Property Records

Eaton County property record for 322 Brackett St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,080 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (Jan 2019)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20004200013001`

Property Details

APN / Parcel Number

Primary APN	`20004200013001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	375 sqft
Unfinished Basement	375 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	137 ft deep x 56.9 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	322 BRACKETT ST
City	CHARLOTTE
State	MI
Zip	48813-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM 5 RODS S OF NE COR LOT 13, S 56.92 FT, W 71.5 FT, S 4.95 FT, W 66 FT, N 3.75 RODS, E TO BEG. R.E. BRACKETTS & MIKESELL & BRACKETTS ADDITION IN NW 1/4 OF SE 1/4 OF SEC 13, T2N, R5W, CITY OF CHARLOTTE (ADJUSTMENT) 4-29-99
Legal Range	05W
Legal Township	02N
Legal Section	13
Legal Subdivision	R.E. BRACKETTS & MIKESELL & BRACKETTS
Legal Lot Number	13
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3004
Census Tract	20902

Owner

322 Brackett St is owned and occupied by an individual who bought it in January 2019.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	322 BRACKETT ST, CHARLOTTE, MI 48813-1856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 11, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Book / Page	2768 / 635
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 4, 2019
Property Address	322 BRACKETT ST, CHARLOTTE, MI 48813-1856
Document Number	02768/0635
Book / Page	2768 / 0635
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GORUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	891 BEECH HWY, 891, CHARLOTTE, MI 48813-8609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5686 E CLINTON TRL, EATON RAPIDS, MI 48827-9076

Mortgage

Document Number	0002768637
Date	Jan 4, 2019
Instrument	2768/637

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 11, 2018
Property Address	322 BRACKETT ST, CHARLOTTE, MI 48813-1856
Document Number	2752/0949
Book / Page	2752 / 0949
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 BACH DR, 133, BATTLE CREEK, MI 49014-8541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 BEECH HWY, CHARLOTTE, MI 48813-8609

Tax Assessment & Valuation

The 2025 property tax bill for 322 Brackett St was $1,822 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,800	$115,014 Land $36,538 Building $78,476
2025	$1,822.00
2023		$47,000	$94,000
2022	$1,587.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Brackett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 322 Brackett St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Brackett St

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