Allegany County property record for 322 Bow St, Cumberland, MD 21502
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.074 acres (3,212 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-023114 |
| Primary APN | 05-023114 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,212 sqft (0.074 acres) |
|---|
| Account Number | 023114 |
|---|---|
| Street Address | 322 BOW ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R-O |
| Legal Description | 322 BOW ST PT LOT 15 27X138 GEPHART ADDN 22X124 |
| Legal Subdivision | GEPHART ADD |
| Legal Lot Number | 15 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 14, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1000 |
322 Bow St is owned by a company.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 328 N CENTRE ST, CUMBERLAND, MD 21502-2228 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,400 Land $9,600 Building $8,800 | $18,400 Land $9,600 Building $8,800 | |
| 2023 | Additional exemption filed | $12,900 Land $8,000 Building $4,900 | $12,900 Land $8,000 Building $4,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Bow St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–1995) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Bow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures