St. Clair County property record for 322 Botsford St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,326 sqft · built 1923 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jul 2017) |
| Tax Bill | $2,348 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-264-0075-000 |
| Primary APN | 74-06-264-0075-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 916 sqft |
| Basement Area | 820 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 14,680 sqft (0.337 acres) |
| Lot Dimensions | 80.8 ft deep x 117 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 322 BOTSFORD ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 7 & 8 BLK 10 INCL W 1/2 VAC ALLEY ADJ & N 1/2 VAC SPRUCE ST ADJ BOTSFORD'S LAPEER AVENUE PLAT |
| Legal Subdivision | BOTSFORDS LAPEER AVENUE PLAT |
| Legal Block | 10 |
| Legal Lot Number | 7-8 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 623000 |
322 Botsford St is owned and occupied by an individual who bought it in July 2017.
Source: St. Clair County records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 BOTSFORD ST, PORT HURON, MI 48060-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Apr 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jul 27, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on File |
| Deed Sale | Jul 27, 2017 · Amount on File |
| Deed Document Number | 201718373 |
| Deed Book / Page | 4853 / 364 |
| Prior Transfer Date | Feb 24, 2014 |
| Prior Transfer Doc | 004484/881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 2, 2026 |
| Property Address | 322 BOTSFORD ST, PORT HURON, MI 48060-4108 |
| Document Number | 0000020143 |
| Book / Page | 5971 / 235 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202620143 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 322 BOTSFORD ST, PORT HURON, MI 48060-4108 |
| Document Number | 0000020143, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 5971/235 |
| Instrument | 202620143 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Sep 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 322 BOTSFORD ST, PORT HURON, MI 48060-4108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 322 BOTSFORD ST, PORT HURON, MI 48060-4108 |
| Document Number | 0005702174 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 5702/174 |
| Instrument | 2024005435 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 279 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 27, 2017 |
| Property Address | 322 BOTSFORD ST, PORT HURON, MI 48060-4108 |
| Document Number | 004853/364 |
| Book / Page | 4853 / 364 |
| Map Reference | LB 11 PG 102 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017018373 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $946.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 BOTSFORD ST, 322, PORT HURON, MI 48060-4108 |
| Name | Verified Name |
|---|---|
| Address | 99 17TH ST, PORT HURON, MI 48060-4101 |
| Document Number | 0048530366 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 4853/366 |
| Instrument | 2017018379 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 322 Botsford St was $2,348 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,700 (+10.16%) | $197,400 | |
| 2025 | $2,348.00 (+2.71%) Homeowner's exemption | $89,600 | |
| 2024 | $2,286.00 | $179,200 | |
| 2023 | $74,100 | ||
| 2022 | $1,936.00 | $148,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Botsford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 322 Botsford St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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