Madison County property record for 322 Bocote Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,611 sqft · built 2001 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (May 2026) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Sep 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0002-0101 |
| Primary APN | 0060-0002-0101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 79 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 54613 |
|---|---|
| Street Address | 322 BOCOTE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 101 PH 1 |
| Legal Subdivision | THE OAKS |
| Legal Phase | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11401 |
Source: Madison County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Sep 6, 2024 | Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU |
| May 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST COMPANY |
| Nov 30, 2021 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 8, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Nov 30, 2021 · Amount on Record |
| Deed Document Number | 202614347355 |
| Deed Book / Page | 882 / 530 |
| Prior Transfer Date | Feb 1, 2019 |
| Prior Transfer Doc | D00769/617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2403/146 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | M2403/146 |
| Instrument | 2014279449 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2325/106 |
|---|---|
| Date | Sep 6, 2024 |
| Book Page | M2325/106 |
| Instrument | 2014220981 |
| Name | MEMBERS HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 5, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 11, 2026 |
| Property Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
| Document Number | 0014347355 |
| Book / Page | 882 / 530 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.14347355 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,875.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
| Document Number | 0014347355, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 2466/538 |
| Instrument | 2026.14347355 |
| Name | CENTRAL BANK & TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 30, 2021 |
| Property Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
| Document Number | D815/76 |
| Book / Page | D815 / 76 |
| Map Reference | CAB 16 SL 98 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2014066143 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 GADWALL DR, 200, RICHMOND, KY 40475-7971 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
| Document Number | 2014066144 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2014066144 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Number | 00M2114/66 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | M2114/66 |
| Instrument | 2014066145 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 8, 2019 |
| Property Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
| Document Number | D00769/617 |
| Book / Page | D00769 / 617 |
| Map Reference | CAB 16 SL 98 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 2013988138 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 OAK MEADOW DR, 118, BEREA, KY 40403-9580 |
| Name | Verified Name |
|---|---|
| Address | 322 BOCOTE DR, BEREA, KY 40403-9584 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,592.00 (-2.78%) | $274,900 (-) | $274,900 (-) |
| 2023 | $2,666.00 | $274,900 | $274,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures