Cache County property record for 322 Bluff St, Providence, UT 84332
| Property Type | Single Family Home |
|---|---|
| Details | 1,226 sqft · built 2001 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,800 (Aug 2017) |
| Tax Bill | $1,984 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-172-0015 |
| Primary APN | 02-172-0015 |
|---|
| Building Area | 1,226 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Street Address | 322 BLUFF ST |
|---|---|
| City | PROVIDENCE |
| State | UT |
| Zip | 84332-9010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 HOMESTEAD SUBDIVISION CONT 0.34 AC |
| Legal Subdivision | HOMESTEAD SUBDIVISION |
| Legal Lot Number | 15 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | LOGAN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1101 |
Source: Cache County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 BLUFF ST, PROVIDENCE, UT 84332-9010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Aug 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Aug 15, 2017 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on Record |
| Deed Sale | Aug 15, 2017 · Amount on Record |
| Prior Sale | Aug 15, 2017 · Amount on Record |
| Deed Document Number | 20171177941 |
| Deed Book / Page | 1965 / 1307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 322 BLUFF ST, PROVIDENCE, UT 84332-9010 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 002405/830 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 2405/830 |
| Instrument | 1346664 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Aug 15, 2017 |
| Property Address | 322 BLUFF ST, PROVIDENCE, UT 84332-9010 |
| Document Number | 01965/1307 |
| Book / Page | 1965 / 1307 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 1177941 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 322 BLUFF ST, PROVIDENCE, UT 84332-9010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Aug 15, 2017 |
| Property Address | 322 BLUFF ST, PROVIDENCE, UT 84332-9010 |
| Document Number | 01965/1290 |
| Book / Page | 1965 / 1290 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 1177938 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 BLUFF ST, PROVIDENCE, UT 84332-9010 |
| Document Number | 01965/1291 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 1965/1291 |
| Instrument | 1177939 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Cache County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Providence City |
| Unified School District | Cache School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,984.00 (-11.35%) | $278,225 (+1.14%) | $505,868 (+1.14%) Land $161,700 Building $344,168 |
| 2023 | $2,238.00 | $275,080 | $500,150 Land $140,000 Building $360,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2006–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Strata Networks Fiber | 2,000 / 2,000 |
| Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| SenaWave Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Spring Broadband, CenturyLink, Google Fiber, T-Mobile.
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