322 Beth Ln, Waterbury, CT 06705 Property Records

Waterbury City property record for 322 Beth Ln, Waterbury, CT 06705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,020 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Oct 2025)
Tax Bill	$6,244 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22504350031`

Property Details

APN / Parcel Number

Primary APN	`22504350031`
Alternative APNs	`WATE M:0225 B:0435 L:0031` `WBRY M:0225 B:0435 L:0031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Basement Area	988 sqft
Unfinished Basement	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	22504350031
Street Address	322 BETH LN
City	WATERBURY
State	CT
Zip	06705-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	435
Legal Lot Number	31
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	2
Census Block	2000
Census Tract	352600

Owner

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 BETH LN, WATERBURY, CT 06705-2544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Document Number	202518254
Deed Book / Page	9150 / 285
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Oct 24, 2025
Property Address	322 BETH LN, WATERBURY, CT 06705-2544
Document Number	009150-285
Book / Page	9150 / 285
Instrument Date	Oct 22, 2025
Instrument	202518254
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 BETH LN, WATERBURY, CT 06705-2544

Mortgage

Document Number	0202518256
Date	Oct 24, 2025
Instrument	2025-18256

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORI
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,244.00 (-3.64%)	$144,060 (-) Land $21,490 Building $122,570	$315,660 (+213.02%)
2025		$144,060 (-) Land $21,490 Building $122,570	$100,842 Land $15,043 Building $85,799
2024	$6,480.00 (-17%)
2023	$7,807.00	$144,060 Land $21,490 Building $122,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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