322 Ave E, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 322 Ave E, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,236 sqft · built 1978
Lot Size	0.269 acres (11,730 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (May 2016)
Tax Bill	$5,691 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`21-21-32-5CG-1500-0010`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CG-1500-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	1,753 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,730 sqft (0.269 acres)
Lot Dimensions	69 ft deep x 170 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	42 sqft
Patio Area	1 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	322 AVENUE E
City	CHULUOTA
State	FL
Zip	32766-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 15 REPLAT OF PART OF TOWNSITE NORTH CHULUOTA PB 12 PGS 44 & 45
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA REPLAT
Legal Block	15
Legal Lot Number	1-2 2
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1023
Census Tract	21206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 AVENUE E, CHULUOTA, FL 32766-9281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Prior Sale	Aug 7, 2007 · Amount on Record
Deed Document Number	2016045899
Deed Book / Page	08681 / 0165
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	322 AVENUE E, CHULUOTA, FL 32766-9281
Document Number	0096491704
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 AVENUE E CHULUOTA FL 327669281, CHULUOTA, FL 32766-9281

Mortgage

Document Number	0096491704
Date	Jul 14, 2020
Book Page	009649/001704
Instrument	74504

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,691.00 (+12.69%)	$417,143 (+11.32%)	$417,143 (+11.32%) Land $101,080 Building $316,063
2023	$5,050.00 (+7.31%)	$374,724 (+6.75%)	$374,724 (-0.38%) Land $75,835 Building $298,889
2022	$4,706.00	$351,031	$376,150 Land $80,043 Building $296,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2016–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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