Essex County and Marblehead Town property record for 322 Atlantic Ave, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,226 sqft · built 1960 |
| Lot Size | 0.133 acres (5,815 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Aug 2024) |
| Tax Bill | $7,863 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0045 B:0019 L:0 |
| Primary APN | MARB M:0045 B:0019 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| Gross Area | 3,186 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,815 sqft (0.133 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 322 ATLANTIC AVE |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 19 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records · APN MARB M:0045 B:0019 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 ATLANTIC AVE, MARBLEHEAD, MA 01945-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Mar 30, 2026 | Deed of Trust, Mortgage · ARM LEADER BANK NA |
| Oct 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on Record |
| Deed Sale | Aug 14, 2024 · Amount on Record |
| Prior Sale | Oct 30, 2020 · Amount on Record |
| Deed Document Number | 20241540 |
| Deed Book / Page | 42271 / 146 |
| Transfer Doc | 33642-110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 322 ATLANTIC AVE, MARBLEHEAD, MA 01945-2730 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043300-231 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 43300/231 |
| Instrument | 20260330000980 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 322 ATLANTIC AVE, MARBLEHEAD, MA 01945-2730 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043300-215 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 43300/215 |
| Instrument | 20260330000970 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Type Change Date | Apr 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Oct 30, 2020 |
| Property Address | 322 ATLANTIC AVE, MARBLEHEAD, MA 01945-2730 |
| Document Number | 39125-430 |
| Book / Page | 39125 / 430 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 20201030008190 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 322 ATLANTIC AVE, MARBLEHEAD, MA 01945-2730 |
| Document Number | 201030008200 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 201030008200 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,863.00 (+16.96%) | $868,800 (+15.79%) Land $565,700 Building $303,100 | $816,810 |
| 2024 | $6,723.00 (-6.88%) | $750,300 (+3.92%) Land $471,400 Building $278,900 | |
| 2023 | $7,220.00 | $722,000 Land $471,400 Building $250,600 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1978–2013) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 445 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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