322 Ashcroft Pl, Spring Creek, NV 89815 Property Records

Elko County property record for 322 Ashcroft Pl, Spring Creek, NV 89815 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,892 sqft · built 1994
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Owner Names on File
Last Sale	$195,900 (Nov 2010)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-006-025`

Property Details

APN / Parcel Number

Primary APN	`053-006-025`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,892 sqft Living Area
Basement Area	2 sqft

Exterior

Year Built	Built 1994
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	392 sqft
Fence	Fence
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	322 ASHCROFT PL
City	SPRING CREEK
State	NV
Zip	89815-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 103 SPRING CREEK CORPORATION FILE 60406
Legal Subdivision	SPRING CREEK TRACT 103
Legal Tract	103
Legal Block	6
Legal Lot Number	25
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1012
Census Tract	951403

Owner

Source: Elko County records · APN 053-006-025

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	322 ASHCROFT PL, SPRING CREEK, NV 89815-6128
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit ELKO FCU
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Feb 09, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2010 · Amount on Record
Deed Sale	Nov 24, 2010 · Amount on Record
Prior Sale	May 17, 2010
Deed Document Number	633540
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	322 ASHCROFT PL, SPRING CREEK, NV 89815-6128
Transaction Type	Mortgage
Record Updated	Nov 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000785285
Date	Apr 08, 2021
Instrument	785285

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	322 ASHCROFT PL, SPRING CREEK, NV 89815-6128
Transaction Type	Mortgage
Record Updated	Nov 07, 2025
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 ASHCROFT PL, SPRING CREEK, NV 89815-6128

Mortgage

Document Number	0000855045
Date	Sep 25, 2025
Instrument	855045

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	322 ASHCROFT PL, SPRING CREEK, NV 89815-6128
Document Number	0000762770
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 ASHCROFT PL SPRING CREEK NV 898156128, SPRING CREEK, NV 89815-6128

Mortgage

Document Number	0000762770
Date	Dec 02, 2019
Instrument	762770

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	322 ASHCROFT PL, SPRING CREEK, NV 89815-6128
Document Number	0000751870
Instrument Date	Feb 09, 2019
Transaction Type	Mortgage
Record Updated	Mar 06, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 ASHCROFT PL SPRING CREEK NV 898156128, SPRING CREEK, NV 89815-6128

Mortgage

Document Number	0000751870
Date	Feb 25, 2019
Instrument	751870

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (+15.63%)	$67,092 (+9.89%) Land $14,000 Building $53,092	$191,691 (+9.89%) Land $40,000 Building $151,691
2023	$1,478.00 (+3%)	$61,053 (+14.02%) Land $9,975 Building $51,078	$174,437 (+14.02%) Land $28,500 Building $145,937
2022	$1,435.00	$53,546 Land $9,975 Building $43,571	$152,989 Land $28,500 Building $124,489

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Extreme above 97% of the US · above 91% of Nevada
Wildfire Likelihood	About 1 in 41 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Anthem Broadband of Nevada	Fiber	2,000 / 2,000
White Cloud Networks	Fixed Wireless	200 / 50
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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