322 Adobe Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 322 Adobe Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,476 sqft · built 2019
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Dec 2021)
Tax Bill	$1,872 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1115N-62`

Property Details

APN / Parcel Number

Primary APN	`1115N-62`
Alternative APNs	`481027000` `162675`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,476 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	481027000
Street Address	322 ADOBE LN
City	JACKSONVILLE
State	NC
Zip	28546-0068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L77 S2 THE FARM AT HUNTERS CREEK
Legal Subdivision	THE FARM AT HUNTER'S CREEK SEC 2
Legal Lot Number	77
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1000
Census Tract	2400

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 ADOBE LN, JACKSONVILLE, NC 28546-0068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
May 1, 2020	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Nov 19, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Mar 19, 2019	Grant Deed, Mortgage · Line of Credit XENITH BK
Jul 3, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Book / Page	5640 / 588
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 10, 2021
Property Address	322 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0056400588
Book / Page	5640 / 588
Map Reference	MB 74 PG 22
Instrument Date	Dec 3, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 ADOBE LN, JACKSONVILLE, NC 28546-0068

Mortgage

Document Number	0005640592
Date	Dec 10, 2021
Instrument	5640/592

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 1, 2020
Property Address	322 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0051560514
Book / Page	5156 / 514
Map Reference	MB 74 PG 22
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 ADOBE LN, JACKSONVILLE, NC 28546-0068

Mortgage

Document Number	0005156518
Date	May 1, 2020
Instrument	5156/518

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	322 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0050610057
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 19, 2019
Property Address	322 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0049120936
Book / Page	004912 / 000936
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

Mortgage

Document Number	49120936
Date	Mar 19, 2019
Book Page	004912/000936

Lender

Name	XENITH BK
Type	Bank
Address	2235 GATEWAY ACCESS PT # 100, RALEIGH, NC 27607-3076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 3, 2018
Property Address	322 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0048060333
Book / Page	004806 / 000333
Instrument Date	Jul 2, 2018
Transaction Type	Construction Loan
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$415.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2929 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035500, 400, FAYETTEVILLE, NC 28303-5500
Investor	Possibly a Property Investor

Mortgage

Document Number	48060337
Date	Jul 3, 2018
Book Page	004806/000337

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,872.00	$340,529 (+19.13%) Land $50,000 Building $290,529	$340,529 (+19.13%) Land $50,000 Building $290,529
2023	$1,872.00	$285,846 Land $42,500 Building $243,346	$285,846 Land $42,500 Building $243,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2003–2018)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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