Kane County property record for 322 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 875 sqft · built 1920 |
| Lot Size | 0.166 acres (7,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,099 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-280-007 |
| Primary APN | 06-23-280-007 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| Gross Area | 1,750 sqft |
| 1st Floor Area | 875 sqft |
| Basement Area | 875 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 7,240 sqft (0.166 acres) |
| Street Address | 322 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN PARK ADDN LOT 7 BLOCK 3 |
| Legal Subdivision | MORGAN PARK ADDN |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2502 PRIMO RD, B410, HIGHLANDS RANCH, CO 80129-6569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Transfer on Death Deed, Transfer |
| May 18, 2021 | Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 0000012505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 30, 2026 |
| Property Address | 322 ADAMS ST, ELGIN, IL 60123-7530 |
| Document Number | 0000012505 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026K012505 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 ADAMS ST, ELGIN, IL 60123-7530 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2502 PRIMO RD # B410, B410, HIGHLANDS RANCH, CO 80129-6569 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 18, 2021 |
| Property Address | 322 ADAMS ST, ELGIN, IL 60123-7530 |
| Document Number | 0000038422 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021K038422 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,099.00 (-4.68%) Homeowner's exemption Senior Citizen's exemption | $54,444 (+8.57%) Land $15,540 Building $38,904 | $163,397 (+8.57%) Land $46,639 Building $116,759 |
| 2024 | $1,153.00 (-56.13%) | $50,146 (+21.39%) Land $14,313 Building $35,833 | $150,498 (+21.44%) Land $42,956 Building $107,542 |
| 2022 | $2,628.00 (+15.01%) Homeowner's exemption | $41,309 (+6.96%) Land $11,791 Building $29,518 | $123,927 (+6.96%) Land $35,373 Building $88,554 |
| 2021 | $2,285.00 Disabled Person's exemption | $38,621 Land $11,024 Building $27,597 | $115,863 Land $33,072 Building $82,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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