Anne Arundel County property record for 322 Adams St, Annapolis, MD 21403 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,140 sqft · built 1910 |
| Lot Size | 0.225 acres (9,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,450,000 (Apr 2024) |
| Tax Bill | $10,439 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-00696150 |
| Primary APN | 06-000-00696150 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 9,780 sqft (0.225 acres) |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000696150 |
|---|---|
| Street Address | 322 ADAMS ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT EASTPORT |
| Legal Subdivision | EASTPORT |
| Legal Block | 1 |
| Legal Lot Number | 322 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 706402 |
Source: Anne Arundel County records · APN 06-000-00696150
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Nov 13, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 03, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| May 03, 2021 | Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Sep 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 01, 2018 | Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2024 · Amount on Record |
| Deed Sale | Apr 08, 2024 · Amount on Record |
| Prior Sale | May 03, 2021 · Amount on Record |
| Deed Book / Page | 40349 / 239 |
| Last Transfer Date | Oct 10, 2025 |
| Transfer Doc | 0418260079 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0418530206 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 41853/206 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 13, 2025 |
| Property Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Document Number | 0418260079 |
| Book / Page | 41826 / 79 |
| Instrument Date | Oct 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0366970123 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 36697/123 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 03, 2021 |
| Property Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Document Number | 0366970101 |
| Book / Page | 36697 / 101 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Document Number | 36697108 |
|---|---|
| Date | May 03, 2021 |
| Instrument | 36697/108 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 25, 2019 |
| Property Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Document Number | 0336220460 |
| Book / Page | 033622 / 000460 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 322 ADAMS ST ANNAPOLIS MD 214032426, ANNAPOLIS, MD 21403-2426 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 01, 2018 |
| Property Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Document Number | 0321620061 |
| Book / Page | 32162 / 061 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CHURCH CIRCLE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 322 ADAMS ST, ANNAPOLIS, MD 21403-2426 |
| Document Number | 0003216268 |
|---|---|
| Date | Jun 01, 2018 |
| Instrument | 32162/68 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,439.00 (+4.12%) Homeowner's exemption | $740,033 (+12.9%) | $782,300 (+19.34%) Land $461,700 Building $320,600 |
| 2024 | $10,026.00 (+8.39%) | ||
| 2023 | $9,250.00 | $655,500 Land $464,600 Building $190,900 | $655,500 Land $464,600 Building $190,900 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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