322 9th Ct, Saint Charles, IL 60174 Property Records

Kane County property record for 322 9th Ct, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 1956
Lot Size	0.247 acres (10,742 sqft)
Owner	2 Company Names on Record
Last Sale	$369,000 (Mar 2024)
Tax Bill	$8,067 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-228-015`

Property Details

APN / Parcel Number

Primary APN	`09-33-228-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area
Basement Area	795 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1969
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,742 sqft (0.247 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	322 9TH CT
City	SAINT CHARLES
State	IL
Zip	60174-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 ST CHARLES
Legal Subdivision	KIMONT ADDITION
Legal Block	1
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1017
Census Tract	852203

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	322 9TH CT, SAINT CHARLES, IL 60174-2614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage GOLD COAST BANK (CHICAGO IL
Mar 19, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jun 21, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	20249442
Last Transfer Date	May 22, 2026
Transfer Doc	0000029783
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 14, 2026
Property Address	322 9TH CT, SAINT CHARLES, IL 60174-2614
Document Number	0000029783
Instrument Date	May 22, 2026
Instrument	202629783
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	322 9TH CT, SAINT CHARLES, IL 60174-2614

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 22, 2024
Property Address	322 9TH CT, ST CHARLES, IL 60174-2614
Document Number	0000009442
Instrument Date	Mar 15, 2024
Instrument	2024K009442
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 9TH ST, CARLYLE, IL 62231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 9TH ST, CARLYLE, IL 62231

Mortgage

Document Number	0000009443
Date	Mar 22, 2024
Instrument	2024K009443

Lender

Name	GOLD COAST BANK (CHICAGO IL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 19, 2020
Property Address	322 9TH CT, ST CHARLES, IL 60174-2614
Document Number	0000014184
Instrument Date	Feb 19, 2020
Instrument	14184
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DES PLAINES LN HOFFMAN ESTATES IL 601693355, HOFFMAN ESTATES, IL 60169-3355

Mortgage

Document Number	14185
Date	Mar 19, 2020
Instrument	14185

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	322 9TH CT, ST CHARLES, IL 60174-2614
Document Number	0000036872
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 9TH CT ST CHARLES IL 601742614, ST CHARLES, IL 60174-2614

Mortgage

Document Number	0000036872
Date	Aug 15, 2019
Instrument	36872

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,067.00 (+9.07%)
2024		$113,360 (+16.15%) Land $27,930 Building $85,430	$340,216 (+16.19%) Land $83,824 Building $256,393
2022	$7,396.00 (+4.2%) Homeowner's exemption	$97,601 (+4.91%) Land $27,669 Building $69,932	$292,803 (+4.91%) Land $83,007 Building $209,796
2021	$7,098.00 Homeowner's exemption	$93,033 Land $26,374 Building $66,659	$279,099 Land $79,122 Building $199,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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