322 4th St W, Roy, WA 98580 Property Records

Pierce County property record for 322 4th St W, Roy, WA 98580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,390 sqft · built 1900
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Feb 2024)
Tax Bill$3,444 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN733500-0-430

Property Details

APN / Parcel Number

Primary APN733500-0-430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,390 sqft Living Area
1st Floor Area1,350 sqft
Upper Floors Area384 sqft
AtticAttic
Attic Area384 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2023
Architectural StyleMulti-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
PorchSlab
Porch Area240 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address322 4TH ST W
CityROY
StateWA
Zip98580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionSECTION 34 TOWNSHIP 18 RANGE 02 QUARTER 32 ROY TOWN OF: ROY TOWN OF L 4 B 10
Legal Range02
Legal Township18
Legal Section34
Legal SubdivisionROY TOWN OF
Legal Block10
Legal Lot Number4
JurisdictionPIERCE WA
Township / Civil DivisionROY
Census Block Group5
Census Block5011
Census Tract73001

Owner

322 4th St W is owned and occupied by two individuals who bought it in February 2024.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address322 4TH ST W, ROY, WA 98580
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Warranty Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU
May 18, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
DJKR INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2024 · Amount on File
Deed SaleFeb 7, 2024 · Amount on File
Prior SaleMay 18, 2023 · Amount on File
Deed Document Number202479
Prior Transfer DateFeb 17, 2011
Prior Transfer Doc0000000664
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateFeb 7, 2024
Property Address322 4TH ST W, ROY, WA 98580
Document Number0002070079
Map ReferenceVOL 1 PG 76
Instrument DateFeb 5, 2024
Instrument202402070079
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 16, 2024
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,720.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 4TH ST W, ROY, WA 98580

Mortgage

Document Number0002070080
DateFeb 7, 2024
Instrument202402070080
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMay 18, 2023
Property Address322 4TH ST, ROY, WA 98580
Document Number0005180224
Map ReferenceVOL 1 PG 76
Instrument DateMay 16, 2023
Instrument202305180224
Transaction TypeTransfer
Record UpdatedJul 3, 2023
Title CompanyCW TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,040.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13239 MOES RD SE, RAINIER, WA 98576-9765

Mortgage

Document Number0005180225
DateMay 18, 2023
Instrument202305180225
Lender
NameDJKR INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term13 Months
DueJun 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 322 4th St W was $3,444, up 5.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityRoy City
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,444.00 (+5.29%)$335,100 (-4.23%) Land $112,700 Building $222,400$335,100 (-4.23%) Land $112,700 Building $222,400
2025$3,271.00 (+114.07%)$349,900 (+145.03%) Land $107,800 Building $242,100$349,900 (+145.03%) Land $107,800 Building $242,100
2024$1,528.00 (+11.05%)$142,800 (+7.05%) Land $89,400 Building $53,400$142,800 (+7.05%) Land $89,400 Building $53,400
2023$1,376.00$133,400 Land $96,200 Building $37,200$133,400 Land $96,200 Building $37,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 322 4th St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 4th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROY
serves 1,214 people · EPA ID WA5345027
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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