322 4th St SE, Barnesville, MN 56514 Property Records

Clay County property record for 322 4th St SE, Barnesville, MN 56514

Property Summary

Property Type	Single Family Home
Details	built 1920
Lot Size	0.15 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2021)
Tax Bill	$2,384 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50.575.0550`

Property Details

APN / Parcel Number

Primary APN	`50.575.0550`

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,350 sqft (0.15 acres)

Location & Zoning

Street Address	322 4TH ST SE
City	BARNESVILLE
State	MN
Zip	56514-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL BARNESVILLE SUBDIVISIONCD 50575 LOTS 23 & 24 6 CITY OF BARNESVILLE
Legal Range	45
Legal Township	137
Legal Section	30
Legal Subdivision	ORIGINAL BARNESVILLE
Legal Block	6
Legal Lot Number	23
Jurisdiction	CLAY MN
Township / Civil Division	BARNESVILLE
Census Block Group	2
Census Block	2103
Census Tract	30202

Owner

322 4th St SE is owned and occupied by an individual who bought it in May 2021.

Source: Clay County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	322 4TH ST SE, BARNESVILLE, MN 56514-3628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITY MORTGAGE CORP
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	2021815600
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 10, 2021
Property Address	322 4TH ST SE, BARNESVILLE, MN 56514-3628
Document Number	0000815600
Instrument Date	May 7, 2021
Instrument	815600
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE, REGENCY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 4TH ST SE, BARNESVILLE, MN 56514-3628

Mortgage

Document Number	0000815601
Date	May 10, 2021
Instrument	815601

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	322 4TH ST SE, BARNESVILLE, MN 56514-3628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000765312
Date	Jan 20, 2017
Instrument	765312

Lender

Name	UNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Oct 2, 2019
Property Address	322 4TH ST SE, BARNESVILLE, MN 56514-3628
Document Number	0000794201
Instrument Date	Sep 27, 2019
Instrument	794201
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 4TH ST SE, BARNESVILLE, MN 56514-3628

Mortgage

Document Number	0000794202
Date	Oct 2, 2019
Instrument	794202

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 322 4th St SE was $2,384 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Barnesville City
Unified School District	Barnesville Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,384.00 Homeowner's exemption	$181,800 (-8.83%) Land $13,300 Building $168,500	$181,800 (-8.83%) Land $13,300 Building $168,500
2025		$199,400 Land $13,300 Building $186,100	$199,400 Land $13,300 Building $186,100
2023	$2,094.00 Homeowner's exemption	$166,500 Land $13,300 Building $153,200	$166,500 Land $13,300 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 4th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 4th St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barnesville serves 2,784 people · EPA ID MN1140001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Barnesville Municipal Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Red River Communications.

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