322 4th St, Jersey City, NJ 07302 Property Records

Hudson County and Jersey City property record for 322 4th St, Jersey City, NJ 07302

Property Summary

Property TypeSingle Family Home
Details4 bd · 4,034 sqft · built 1905
Lot Size0.055 acres (2,374 sqft)
OwnerCompany Name on File
Last Sale$750,000 (Nov 2004)
Tax Bill$29,713 (2025)
Deeds & MortgagesMay 2020 Mortgage
Nov 2018 Mortgage
Flood ZoneZone AE (high risk)
APN06-11207-0000-00008

Property Details

APN / Parcel Number

Primary APN06-11207-0000-00008
Alternative APNs
  • 0600353000000016
  • 00038158

Interior

Bedrooms4 Beds
Total Rooms4 Rooms
Units4 Units
Stories4 Stories
Building Area4,034 sqft Living Area
Basement Area1,067 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Lot Area2,374 sqft (0.055 acres)
Lot Dimensions95 ft deep x 25 ft wide
Patio Area32 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number00038158
Street Address322 4TH ST
CityJERSEY CITY
StateNJ
Zip07302-2358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block11207
Legal Lot Number8
JurisdictionHUDSON NJ
Township / Civil DivisionJERSEY CITY
Census Block Group1
Census Block1003
Census Tract2300

Owner

322 4th St is owned by a company that bought it in November 2004.

Source: Hudson County and Jersey City records, as of July 6, 2026

Owner of RecordCompany Name on File
Mailing Address156 RIVEREDGE DR, CHATHAM, NJ 07928-3113
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage
PINNACLE MTG
Nov 30, 2018Deed of Trust, Mortgage
PINNACLE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2004 · Amount on File
Deed SaleNov 10, 2004 · Amount on File
Prior SaleNov 5, 2003 · Amount on File
Deed Document Number200416034
Deed Book / Page7394 / 296
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUDSON NJ
Property Address322 4TH ST, JERSEY CITY, NJ 07302-2358
Document Number0060085870
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 4TH ST JERSEY CITY NJ 073022358, JERSEY CITY, NJ 07302-2358

Mortgage

Document Number0060085870
DateJul 10, 2020
Book Page019643/000772
Instrument60085870
Lender
NamePINNACLE MTG
TypeMortgage Company
AddressEAST HANOVER, NJ 07936
Agreement
AmountAmount on Record
Term360 Months
DueJul 9, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUDSON NJ
Property Address322 4TH ST, JERSEY CITY, NJ 07302-2358
Document Number0060146810
Instrument DateNov 30, 2018
Transaction TypeMortgage
Record UpdatedJan 2, 2019
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address322 4TH ST JERSEY CITY NJ 073022358, JERSEY CITY, NJ 07302-2358

Mortgage

Document Number0060146810
DateDec 4, 2018
Book Page019293/000407
Instrument60146810
Lender
NamePINNACLE MTG
TypeMortgage Company
AddressEAST HANOVER, NJ 07936
Agreement
AmountAmount on Record
Term360 Months
DueDec 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 322 4th St was $29,713, up 4.6% from the year before.

Source: Hudson County and Jersey City assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHudson County
MunicipalityJersey City
Unified School DistrictJersey City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,272,500 (-) Land $750,500 Building $522,000$1,272,500 (-) Land $750,500 Building $522,000
2025$29,713.00 (+4.57%)$1,272,500 Land $750,500 Building $522,000$1,272,500 Land $750,500 Building $522,000
2024$28,415.00
2023$1,272,500 Land $750,500 Building $522,000$1,272,500 Land $750,500 Building $522,000
2022$26,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 54 individual policies
Nearby Flood Policies146 units insured
incl. 92 condo units
Nearby Flood Claims128 (1983–2026)
Claims Outside the SFHA2 of 128
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 11 claims
  • Hurricane Sandy, Oct 2012 · 27 claims
  • Hurricane Irene, Aug 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJERSEY CITY MUA
serves 262,000 people · EPA ID NJ0906001
Water SourceSurface water
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nuvisions, Starry.

Nearby Properties on 4th St

Nearby Streets

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