Harrison County property record for 322 4th St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,464 sqft · built 1950 |
| Lot Size | 0.212 acres (9,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (May 2023) |
| Tax Bill | $1,604 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1410H-03-016.000 |
| Primary APN | 1410H-03-016.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Adjusted Area |
| 1st Floor Area | 1,320 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,250 sqft |
| Lot Dimensions | 185 ft deep x 50 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 008832 |
|---|---|
| Street Address | 322 4TH ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-4520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 50 FT ON FOURTH ST. RUNNING 185 FT N & BEING 51 FT ON N LINE S BY 4TH ST. E BY CHAS. LEBATARD N BY KONZELMAN W BY HURLBER |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 27 |
| Legal Block | 52 |
| Legal Lot Number | 50 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3600 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18460 E BELL RD, AMITE, LA 70422-3736 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK BILOXI |
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK BILOXI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Deed Document Number | 2023-0002776-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 322 4TH ST, BILOXI, MS 39530-4520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20192146TJ2 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 2019-2146-T-J2 |
| Name | PEOPLES BANK BILOXI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 5, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 322 4TH ST, BILOXI, MS 39530-4520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20192146TJ2 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 2019-2146-T-J2 |
| Name | PEOPLES BANK BILOXI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 5, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,604.00 (+8.6%) | $14,358 (+73.13%) | $95,723 (+15.44%) Land $12,075 Building $83,648 |
| 2024 | $1,477.00 (+142.13%) | ||
| 2023 | $610.00 Homeowner's exemption Disabled Person's exemption | $8,293 | $82,920 Land $12,075 Building $70,845 |
| 2022 | $610.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 116 (1978–2015) |
| Claims Outside the SFHA | 83 of 116 |
| Most Recent Claim | Sep 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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