322 3rd St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 322 3rd St, Saddle Brook, NJ 07663

Property Summary

Property TypeSingle Family Home
Details1,817 sqft · built 1920
Lot Size0.175 acres (7,601 sqft)
OwnerIndividual Name on File
Last Sale$720,000 (Sep 2025)
Tax Bill$11,751 (2025)
Deeds & MortgagesMay 2025 Mortgage
May 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN57-00112-0000-00021

Property Details

APN / Parcel Number

Primary APN57-00112-0000-00021
Alternative APNs
  • 5700004000000018
  • 570011200021

Interior

Stories2 Stories
Building Area1,817 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area7,601 sqft (0.175 acres)
Lot Dimensions100 ft deep x 76 ft wide

Location & Zoning

Old Parcel Number5700004000000018
Street Address322 3RD ST
CitySADDLE BROOK
StateNJ
Zip07663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description76X100
Legal SubdivisionTEH TOWNSHIP/SADDLEBROOK
Legal Block112
Legal Lot Number21
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group4
Census Block4009
Census Tract52200

Owner

Source: Bergen County and Saddle Brook Township records · APN 57-00112-0000-00021

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address433 MORNINGSIDE AVE, FAIRVIEW, NJ 07022-1110
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 05, 2025Deed of Trust, Mortgage
WEST HANOVER SERVICES LLC
May 05, 2025Deed of Trust, Mortgage
CHIRS PUOPOLO
Sep 22, 2025Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
GET A RATE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleApr 13, 2012 · Amount on Record
Deed Document Number202564991
Deed Book / Page5605 / 1210
Prior Transfer DateJan 31, 2025
Prior Transfer Doc0054560604
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address322 3RD ST, SADDLE BROOK, NJ 07663
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyFORTIS TITLE LLC, FORTUNA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 3RD ST 1, 1, SADDLE BROOK, NJ 07663-6304

Mortgage

Document Number0054960392
DateMay 05, 2025
Book Page5496/392
Instrument2025031748
Lender
NameWEST HANOVER SERVICES LLC
TypeNon-Lending Institution
AddressDENVILLE, NJ 07834
Agreement
AmountAmount Recorded

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address322 3RD ST, SADDLE BROOK, NJ 07663
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyFORTIS TITLE LLC, FORTUNA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 3RD ST 1, 1, SADDLE BROOK, NJ 07663-6304

Mortgage

Document Number0054960384
DateMay 05, 2025
Book Page5496/384
Instrument2025031747
Lender
NameCHIRS PUOPOLO
TypePrivate Party
Address322 3RD ST, SADDLE BROOK, NJ 07663
Agreement
AmountAmount Recorded

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 22, 2025
Property Address322 3RD ST, SADDLE BROOK, NJ 07663
Document Number0056051210
Book / Page5605 / 1210
Instrument DateJul 31, 2025
Instrument2025064991
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyCLOSEPOINT USA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,457.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address47 WILLIAM ST, SADDLE BROOK, NJ 07663-5449

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 MORNINGSIDE AVE, FAIRVIEW, NJ 07022-1182

Mortgage

Document Number2025064992
DateSep 22, 2025
Instrument2025064992
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address322 3RD ST, SADDLE BROOK, NJ 07663
Document Number0027651714
Book / Page002765 / 001714
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyWESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 3RD ST SADDLE BROOK NJ 07663, SADDLE BROOK, NJ 07663

Mortgage

Document Number0027651714
DateOct 25, 2017
Book Page002765/001714
Lender
NameGET A RATE LLC
AddressELMWOOD PARK, NJ 07407
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2047

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$594,700 (+20.09%) Land $254,600 Building $340,100$594,700 (+20.09%) Land $254,600 Building $340,100
2025$11,751.00 (+5.62%)$495,200 (+2.63%) Land $248,100 Building $247,100$495,200 (+2.63%) Land $248,100 Building $247,100
2024$11,126.00 (+10.56%)$482,500 (+12%) Land $243,100 Building $239,400$482,500 (+12%) Land $243,100 Building $239,400
2023$10,063.00 (+6.5%)$430,800 Land $223,600 Building $207,200$430,800 Land $223,600 Building $207,200
2022$9,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1983–2022)
Claims Outside the SFHA10 of 11
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 780 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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