322 3rd Ave, Ashton, IA 51232 Property Records

Osceola County property record for 322 3rd Ave, Ashton, IA 51232

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,600 sqft · built 1900
Lot Size	0.173 acres (7,524 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2022)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`260010305020`

Property Details

APN / Parcel Number

Primary APN	`260010305020`
Alternative APN	`000000010305020`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	640 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,524 sqft (0.173 acres)
Lot Dimensions	66 ft deep x 114 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	322 3RD AVE
City	ASHTON
State	IA
Zip	51232-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 114' LOT 5 BLK 3 ORIGINAL
Legal Block	3
Legal Lot Number	5
Jurisdiction	OSCEOLA IA
Township / Civil Division	GILMAN
Census Block Group	3
Census Block	3110
Census Tract	460200

Owner

Source: Osceola County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 3RD AVE, ASHTON, IA 51232-7093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK
Apr 9, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Deed Document Number	2022530
Deed Book / Page	2022 / 530
Prior Transfer Date	Mar 30, 2019
Prior Transfer Doc	002019/403
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA IA
Recording Date	Apr 4, 2022
Property Address	322 3RD AVE, ASHTON, IA 51232-7093
Document Number	002022/530
Book / Page	2022 / 530
Instrument Date	Mar 31, 2022
Instrument	20220530
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 3RD AVE, ASHTON, IA 51232-7093

Mortgage

Document Number	002022/622
Date	Apr 18, 2022
Book Page	2022/622
Instrument	20220622

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2042

Interest

Rate Type	Fixed Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA IA
Recording Date	Apr 9, 2019
Property Address	322 3RD AVE, ASHTON, IA 51232-7093
Document Number	002019/403
Book / Page	2019 / 403
Instrument Date	Mar 30, 2019
Instrument	20190403
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 3RD AVE, ASHTON, IA 51232-7093

Mortgage

Document Number	002019/404
Date	Apr 9, 2019
Book Page	2019/404
Instrument	20190404

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ashton City
County	Osceola County
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00 Homeowner's exemption	$83,280 (+0.25%) Land $4,380 Building $78,900	$83,280 (+0.25%) Land $4,380 Building $78,900
2024	$1,324.00 (+27.8%)
2023		$83,070 Land $4,380 Building $78,690	$83,070 Land $4,380 Building $78,690
2022	$1,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHTON MUNICIPAL WATER DEPARTMENT serves 456 people · EPA ID IA7209069
Water Source	Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-NORTH
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire.

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