322 23rd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 322 23rd Ave N, Saint Cloud, MN 56303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1967
Square Footage720 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2026)
Tax Bill$2,280.00 (2026)

Property Details

APN / Parcel Number

Primary APN82-52474-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area720 sqft Living Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialAsphalt Roof
Lot Area5,663 sqft (0.13 acres)
Lot Width46 ft Width
Parking Spaces1 Parking Spaces
Garage Area352 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Street Address322 23RD AVE N
CitySAINT CLOUD
StateMN
Zip56303-3837
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 019 BLK 006 WEST & SEARLES ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionWEST SEARLES ADD
Legal Block6
Legal Lot Number19
JurisdictionSTEARNS MN
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract602

Owner

Source: Stearns County records · APN 82-52474-0000

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address322 23RD AVE N, SAINT CLOUD, MN 56303-3837
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Dec 28, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Deed Doc Number20261713555
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateMay 22, 2026
Property Address322 23RD AVE N, SAINT CLOUD, MN 56303-3837
Document Number0001713555
Instrument DateMay 08, 2026
Instrument20261713555
Transaction TypeTransfer
Record UpdatedJun 08, 2026
Title CompanyKEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$74,992.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 23RD AVE N, SAINT CLOUD, MN 56303-3837

Mortgage

Document Number0001713556,
DateMay 22, 2026
Instrument20261713556
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0001713557,
DateMay 22, 2026
Instrument20261713557
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueJun 01, 2036
Interest
Rate6.37%
Max Rate-1%

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateDec 28, 2017
Property Address322 23RD AVE N, SAINT CLOUD, MN 56303-3837
Document Number00A1511994
Instrument DateDec 27, 2017
InstrumentA1511994
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 4TH AVE SE, SAINT JOSEPH, MN 56374-4550

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,280.00 (+27.23%)
2025$152,600 (+4.16%) Land $25,000 Building $127,600$152,600 (+4.16%) Land $25,000 Building $127,600
2023$1,792.00$146,500 Land $25,000 Building $121,500$146,500 Land $25,000 Building $121,500

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