322 22nd St, Cloquet, MN 55720 Property Records

Carlton County property record for 322 22nd St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.499 acres (21,764 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2018)
Tax Bill	$2,630 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-165-0140`

Property Details

APN / Parcel Number

Primary APN	`06-165-0140`
Alternative APN	`2496`

Exterior

Lot Area	21,764 sqft (0.499 acres)

Location & Zoning

Account Number	2496
Street Address	322 22ND ST
City	CLOQUET
State	MN
Zip	55720-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 CITY OF CLOQUET INDUSTRIAL ADDITION
Legal Subdivision	INDUSTRIAL ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2025
Census Tract	70100

Owner

322 22nd St is owned and occupied by an individual who bought it in June 2018.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	322 22ND ST, CLOQUET, MN 55720-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	2018480559
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 8, 2018
Property Address	322 22ND ST, CLOQUET, MN 55720-2127
Document Number	A000480559
Instrument Date	Jun 8, 2018
Instrument	A000480559
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 22ND ST, CLOQUET, MN 55720-2127

Mortgage

Document Number	A000480560
Date	Jun 8, 2018
Instrument	A000480560

Lender

Name	LEND SMART MORTGAGE

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 322 22nd St was $2,630 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,630.00 Homeowner's exemption
2025		$180,400 (+3.74%) Land $34,400 Building $146,000	$180,400 (+3.74%) Land $34,400 Building $146,000
2024	$2,506.00 Homeowner's exemption	$173,900 (+3.76%) Land $34,400 Building $139,500	$173,900 (+3.76%) Land $34,400 Building $139,500
2023	$2,506.00 Homeowner's exemption	$167,600 (-) Land $34,400 Building $133,200	$167,600 (-) Land $34,400 Building $133,200
2022		$167,600 Land $34,400 Building $133,200	$167,600 Land $34,400 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 22nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 22nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Airfiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 22nd St

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