Thurston County property record for 322 20th Ave SE, Olympia, WA 98501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,164 sqft · built 1941 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,000 (Nov 1995) |
| Tax Bill | $10 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3940-07-01000 |
| Primary APN | 3940-07-01000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Finished Area |
| 1st Floor Area | 1,016 sqft |
| 2nd Floor Area | 420 sqft |
| Upper Floors Area | 508 sqft |
| Basement Area | 1,112 sqft |
| Finished Basement | 640 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Terrain | Other |
| Garage Type | Basement |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 230 sqft |
| Patio Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 322 20TH AVE SE |
|---|---|
| City | OLYMPIA |
| State | WA |
| Zip | 98501-2968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 23 TOWNSHIP 18 RANGE 2W APPRAISAL COMBINAITON FOR TAX PURPOSES ONLY: PARCEL 1: PLAT CENTRAL BLK 7 LT 9 E 1FT OF S 52 |
| Legal Range | 02W |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Quarter | SW |
| Legal Subdivision | CENTRAL ADDITION TO OLYMPIA |
| Legal Block | 7 |
| Legal Lot Number | 9-10 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Capitol Neighborhood Historic District listed 1991 · 484 contributing resources · NRIS 91001516 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
322 20th Ave SE is owned and occupied by two individuals who bought it in November 1995.
Source: Thurston County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 20TH AVE SE, OLYMPIA, WA 98501-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OLYMPIA FED'L SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 1995 · Amount on File |
| Deed Sale | Nov 29, 1995 · Amount on File |
| Deed Document Number | 3002554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 322 20TH AVE SE, OLYMPIA, WA 98501-2968 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0004824997 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 4824997 |
| Name | UNITED FINANCE INC |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 322 20TH AVE SE, OLYMPIA, WA 98501-2968 |
| Document Number | 0004639024 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | THURSTON COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 322 20TH AVE SE OLYMPIA WA 985012968, OLYMPIA, WA 98501-2968 |
| Document Number | 0004639024 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 4639024 |
| Name | OLYMPIA FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | OLYMPIA, WA 98501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 26, 2043 |
The 2026 property tax bill for 322 20th Ave SE was $10.
Source: Thurston County assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Olympia City |
| Unified School District | Olympia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10.00 | ||
| 2025 | $571,700 Land $210,700 Building $361,000 | $571,700 Land $210,700 Building $361,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 20th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 322 20th Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLYMPIA serves 126,966 people · EPA ID WA5363450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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