322 16th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 322 16th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1918
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2021)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-720-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-720-0008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	107 ft deep x 46.4 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 16TH ST
City	PORT HURON
State	MI
Zip	48060-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 WATERLOO'S SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 11 OF PLATS PG 108 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	WATERLOOS SUBDIVISION
Legal Lot Number	10
Legal Unit	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2009
Census Tract	623000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 16TH ST, PORT HURON, MI 48060-4247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Jul 15, 2014 · Amount on Record
Deed Document Number	20218480
Deed Book / Page	5339 / 71
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	004196/116
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 24, 2021
Property Address	322 16TH ST, PORT HURON, MI 48060-4247
Document Number	0000533971
Book / Page	5339 / 71
Map Reference	LB 11 PG 106
Instrument Date	Mar 1, 2021
Instrument	2021008480
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 BLACKACRES BLVD, 70, LONDON XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4349 GRATIOT AVE, FORT GRATIOT, MI 48059-3924

Mortgage

Document Number	2021008481
Date	Mar 24, 2021
Instrument	2021008481

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (+13.88%)	$162,400 (+13.88%)
2025	$2,730.00 (+2.67%) Homeowner's exemption	$71,300 (+19.03%)
2024	$2,659.00 (+15.81%)		$142,600 (+19.03%)
2023		$59,900
2022	$2,296.00		$119,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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