322 14th St, Wilmette, IL 60091 Property Records

Cook County property record for 322 14th St, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,849 sqft · built 1911
Lot Size	0.14 acres (6,080 sqft)
Owner	Individual Name on File
Last Sale	$862,000 (Sep 2012)
Tax Bill	$19,540 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-113-004`

Property Details

APN / Parcel Number

Primary APN	`05-34-113-004`
Alternative APN	`05-34-113-004-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,849 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,080 sqft (0.14 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	322 14TH ST
City	WILMETTE
State	IL
Zip	60091-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CIRCUIT) (COURT) (COMMISSIONERS) PARTN OF LT 3 EX W 66 FT IN BLK 7 OF VIL OF WILMETTE A SUB OF PT OF N SEC OF OUILMETTE RESE
Legal Range	13E
Legal Township	42N
Legal Section	34
Legal Subdivision	CIRCUIT COURT COMMISSIONERS
Legal Block	7,VIL
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3001
Census Tract	801100

Owner

322 14th St is owned and occupied by an individual who bought it in September 2012.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	322 14TH ST, WILMETTE, IL 60091-2540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2012 · Amount on File
Deed Sale	Sep 7, 2012 · Amount on File
Prior Sale	May 30, 1997 · Amount on File
Deed Document Number	201226048
Prior Transfer Date	Jul 22, 1996
Prior Transfer Doc	0000000136
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	322 14TH ST, WILMETTE, IL 60091-2540
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000633019
Date	Jan 6, 2023
Instrument	2300633019

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	7%
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	322 14TH ST, WILMETTE, IL 60091-2540
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011612139
Date	Apr 26, 2021
Instrument	2111612139

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,276 Land $19,760 Building $105,516	$1,252,760 Land $197,600 Building $1,055,160
2023	$19,540.00 (-35.28%)
2022	$30,193.00 Homeowner's exemption	$144,000 Land $16,720 Building $127,280	$1,440,000 Land $167,200 Building $1,272,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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